287 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 287 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 996 sqft · built 1954
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2022)
Tax Bill	$3,395 (2025)
Deeds & Mortgages	May 2025 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-313-04-013-000`

Property Details

APN / Parcel Number

Primary APN	`519-313-04-013-000`
Alternative APN	`142409.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	996 sqft
Basement Area	996 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	176 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	287 TROY RD
City	DELAWARE
State	OH
Zip	43015-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	24
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2002
Census Tract	10422

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	287 TROY RD, DELAWARE, OH 43015-1058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2025	Deed of Trust, Mortgage · Line of Credit HONDA FCU
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage HONDA FCU
Aug 6, 2021	Warranty Deed, Transfer · Line of Credit PATHWAYS FINANCIAL CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	202231744
Deed Book / Page	1999 / 2807
Prior Transfer Date	Apr 9, 2003
Prior Transfer Doc	0000019632
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	287 TROY RD, DELAWARE, OH 43015-1058
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011361
Date	May 22, 2025
Book Page	2156/2539
Instrument	202500011361

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2045

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 27, 2022
Property Address	287 TROY RD, DELAWARE, OH 43015-1058
Document Number	0000031744
Book / Page	1999 / 2807
Map Reference	MB 4 PG 291
Instrument Date	Oct 24, 2022
Instrument	202200031744
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	VALLEY TITLE AND ESCROW, VALLEY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 TROY RD, DELAWARE, OH 43015-1058

Mortgage

Document Number	0000031745
Date	Oct 27, 2022
Instrument	202200031745

Lender

Name	HONDA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 6, 2021
Property Address	287 TROY RD, DELAWARE, OH 43015-1058
Document Number	0000035299
Book / Page	1887 / 980
Map Reference	MB 4 PG 291
Instrument Date	Jul 24, 2021
Instrument	202100035299
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	PEAK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 TROY RD, DELAWARE, OH 43015-1058

Mortgage

Document Number	0000035300
Date	Aug 6, 2021
Instrument	202100035300

Lender

Name	PATHWAYS FINANCIAL CU INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,395.00 (+5.37%)	$68,250 (-) Land $16,310 Building $51,940	$195,000 (-) Land $46,600 Building $148,400
2024	$3,222.00 (-0.19%) Homeowner's exemption	$68,250 (-) Land $16,310 Building $51,940
2023	$3,228.00 Homeowner's exemption	$68,250 Land $16,310 Building $51,940	$195,000 Land $46,600 Building $148,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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