Calloway County property record for 287 Tow Ln, Murray, KY 42071 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 45,302 sqft (1.04 acres) |
| Last Sale | $145,000 (2022) |
| Tax Bill | $1,278.00 (2025) |
| Primary APN | 092-B-0002-00015 |
|---|---|
| Alternative APNs |
|
| Lot Area | 45,302 sqft (1.04 acres) |
|---|
| Account Number | 94699 |
|---|---|
| Street Address | 287 TOW LN |
| City | MURRAY |
| State | KY |
| Zip | 42071-6597 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOW LANE |
| Jurisdiction | CALLOWAY KY |
| Minor Civil Division | SHILOH |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 10100 |
Source: Calloway County records · APN 092-B-0002-00015
Assessment roll updated November 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3637 NANTUCKET DR APT H, H, LOVELAND, OH 45140-3642 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2025 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK |
| Sep 06, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2022 · Amount on Record |
| Deed Sale | Sep 06, 2022 · Amount on Record |
| Prior Sale | Sep 26, 2006 · Amount on Record |
| Deed Doc Number | 659919 |
| Deed Book / Page | 1386 / 632 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 287 TOW LN, MURRAY, KY 42071-6597 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | HOME TEAM TITLE, HOME TEAM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3637 NANTUCKET DR A, A, LOVELAND, OH 45140-3642 |
| Document Number | 001504/594 |
|---|---|
| Date | Jun 30, 2025 |
| Book Page | 1504/594 |
| Instrument | 714008 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 467, BENTON, KY 42025 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Sep 06, 2022 |
| Property Address | 287 TOW LN, MURRAY, KY 42071-6597 |
| Document Number | 001386/632 |
| Book / Page | 1386 / 632 |
| Map Reference | MB 39 PG 14 SL 3730 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 659919 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 CALLIOPE PL, CHESTERFIELD, MO 63017-4400 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1625 KAMER DR, LA GRANGE, KY 40031-8601 |
Source: Calloway County records · Assessment roll updated November 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,278.00 (-1.69%) | $145,000 (-) | $145,000 (-) |
| 2023 | $1,300.00 | $145,000 | $145,000 |
287 Tow Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Calloway County (21035C), updated September 29, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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