287 Thrift St, Mobile, AL 36609 Property Records

Mobile County property record for 287 Thrift St, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,636 sqft · built 1977
Lot Size	0.256 acres (11,176 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Sep 2014)
Tax Bill	$889 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R022808271000045`

Property Details

APN / Parcel Number

Primary APN	`R022808271000045`
Alternative APNs	`28 08 27 1 000 045.XXX` `00577076` `577076`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,176 sqft (0.256 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	577076
Street Address	287 THRIFT ST
City	MOBILE
State	AL
Zip	36609-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B OF RESUB OF LOTS 20, 21 & 22 BLK C MAYFAIR HILLS SUB MBK 28 P 80 #SEC 27 T4S R2W #MP28 08 27 1 000
Legal Range	04S
Legal Township	04S
Legal Section	27
Legal Subdivision	MAYFAIR HILLS
Legal Block	C
Legal Lot Number	20-22,B
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1015
Census Tract	3203

Owner

287 Thrift St is owned and occupied by an individual who bought it in September 2014.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	287 THRIFT ST, MOBILE, AL 36609-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2014 · Amount on File
Deed Sale	Sep 15, 2014 · Amount on File
Deed Document Number	201445927
Deed Book / Page	7187 / 21
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	0000064744
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	287 THRIFT ST, MOBILE, AL 36609-2412
Document Number	0000064397
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 THRIFT ST MOBILE AL 366092412, MOBILE, AL 36609-2412

Mortgage

Document Number	0000064397
Date	Oct 20, 2020
Instrument	64397

Lender

Name	NEW HORIZONS CU
Address	MOBILE, AL 36652

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 19, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 287 Thrift St was $889 with a homeowner's exemption, up 7.4% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$889.00 (+7.37%) Homeowner's exemption	$15,120 (+8.54%) Land $2,800 Building $12,320	$151,200 (+8.54%) Land $28,000 Building $123,200
2024	$828.00 (-2.24%) Homeowner's exemption	$13,930 (-2.04%) Land $2,800 Building $11,130	$139,300 (-2.04%) Land $28,000 Building $111,300
2023	$847.00 Homeowner's exemption	$14,220 Land $2,800 Building $11,420	$142,200 Land $28,000 Building $114,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 287 Thrift St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	19 (1979–2004)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Tropical Storm Isidore, Sep 2002 · 3 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 Thrift St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20