287 Terrace View Rd, Libby, MT 59923 Property Records

Lincoln County property record for 287 Terrace View Rd, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,424 sqft · built 1968
Lot Size	6.81 acres (296,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,800 (Oct 2025)
Tax Bill	$1,843 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2022 Second Mortgage + 2 more
APN	`R5611172`

Property Details

APN / Parcel Number

Primary APN	`R5611172`
Alternative APNs	`56-4068-02-2-01-26-0000` `0000010181`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	1,368 sqft
Finished Basement	1,368 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	296,644 sqft (6.81 acres)
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000010181
Street Address	287 TERRACE VIEW RD
City	LIBBY
State	MT
Zip	59923-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE VIEW, S02, T29 N, R31 W, ACRES 6.81, PARCEL A, CS 4632
Legal Range	31W
Legal Township	29N
Legal Section	02
Legal Subdivision	TERRACE VIEW
Legal Lot Number	6A
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3029
Census Tract	100

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 TERRACE VIEW RD, LIBBY, MT 59923-9697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage LINCOLN COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	2025318099
Deed Book / Page	412 / 437
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	287 TERRACE VIEW RD, LIBBY, MT 59923-9697
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	UNKNOWN, FLYING S T&E LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W CEDAR ST, LIBBY, MT 59923-2609

Mortgage

Document Number	000412/438
Date	Oct 24, 2025
Book Page	412/438
Instrument	318100

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	287 TERRACE VIEW RD, LIBBY, MT 59923-9697
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000397/322
Date	Jun 13, 2022
Book Page	397/322
Instrument	301219

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	287 TERRACE VIEW RD, LIBBY, MT 59923-9697
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	389/767
Date	May 14, 2021
Book Page	389/767
Instrument	293218

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Nov 25, 2019
Property Address	287 TERRACE VIEW RD, LIBBY, MT 59923-9697
Document Number	380/135
Book / Page	380 / 135
Instrument Date	Nov 25, 2019
Instrument	282935
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	287 TERRACE VIEW RD, LIBBY, MT 59923-9697

Mortgage

Document Number	282936
Date	Nov 25, 2019
Instrument	282936

Lender

Name	LINCOLN COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,843.00 (-37.86%)	$502,700 (+18.76%)
2025			$502,700 (+18.76%) Land $156,903 Building $345,797
2023	$2,966.00	$423,300	$423,300 Land $66,645 Building $356,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MontanaSky Networks Fiber	1,000 / 1,000
Western Montana CommunityTel Fiber	1,000 / 1,000

May also be available: Inland Cellular.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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