287 Sunset Loop, Mineral, VA 23117 Property Records

Louisa County property record for 287 Sunset Loop, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,794 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$730,000 (Aug 2026)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17 7 70`

Property Details

APN / Parcel Number

Primary APN	`17 7 70`
Alternative APNs	`31404` `29920`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,794 sqft
Basement Area	1,794 sqft
Unfinished Basement	1,794 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	540 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29920
Street Address	287 SUNSET LOOP
City	MINERAL
State	VA
Zip	23117-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUNSET COVE SUBDIVISION PLAT 1428/543 LOT 70 DB 2004/719 .254 AC
Legal Subdivision	SUNSET COVE SUBD
Legal Lot Number	70
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	2
Census Block	2013
Census Tract	950202

Owner

Source: Louisa County records · APN 17 7 70

Assessment roll updated June 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12809 TEWKSBURY DR, HERNDON, VA 20171-2428
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2026	Deed, Transfer · Conventional Mortgage NORTHWEST FEDERAL CREDIT UNION
Jun 08, 2026	Deed, Transfer DM TITLE, JDM TITLE
Jan 12, 2021	Special Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 08, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2026 · Amount on Record
Deed Sale	Aug 03, 2026 · Amount on Record
Prior Sale	Jun 08, 2026 · Amount on Record
Deed Document Number	20267066
Deed Book / Page	2102 / 880
Prior Transfer Date	Mar 08, 2025
Prior Transfer Doc	002004/719
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 03, 2026
Property Address	287 SUNSET LOOP, MINERAL, VA 23117-2143
Document Number	0000007066
Book / Page	2102 / 880
Instrument Date	Jul 22, 2026
Instrument	20267066
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$73,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	12809 TEWKSBURY DR, HERNDON, VA 20171-2428

Mortgage

Document Number	0000007067,
Date	Aug 03, 2026
Book Page	2102/885
Instrument	20267067

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 08, 2026
Property Address	287 SUNSET LOOP, MINERAL, VA 23117-2143
Document Number	0000005375
Book / Page	2092 / 618
Instrument Date	May 29, 2026
Instrument	20265375
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	DM TITLE, JDM TITLE

Transaction

Amount	Amount Recorded
Tax	$38,473.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 PINE HARBOUR DR, MINERAL, VA 23117-4664

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOUISA VA
Recording Date	Jan 12, 2021
Property Address	287 SUNSET LOOP, MINERAL, VA 23117-2143
Document Number	1729/433
Book / Page	1729 / 433
Map Reference	MB 1428 PG 543-547
Instrument Date	Jan 11, 2021
Instrument	202100000363
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	TERRYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$539.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	287 SUNSET LOOP, MINERAL, VA 23117-2143

Mortgage

Document Number	1729438
Date	Jan 12, 2021
Instrument	1729/438

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 08, 2020
Property Address	287 SUNSET LOOP, MINERAL, VA 23117-2143
Document Number	0000006141
Book / Page	001683 / 000636
Instrument Date	May 18, 2020
Instrument	6141
Transaction Type	Transfer
Record Updated	Aug 03, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3684 CENTERVIEW DR #120 CHANTILLY VA 201514301, 120, CHANTILLY, VA 20151-4301
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,200 (+1.66%) Land $146,000 Building $510,200	$656,200 (+1.66%) Land $146,000 Building $510,200
2025	$1,067.00 (-74.53%)	$645,500 (+13.4%) Land $146,000 Building $499,500	$645,500 (+13.4%) Land $146,000 Building $499,500
2024	$4,189.00
2023		$569,200 Land $118,700 Building $450,500
2022			$569,200 Land $118,700 Building $450,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
iWiSP Fiber · Fixed Wireless	1,000 / 1,000
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 110 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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