287 SE 4th Ave, Melrose, FL 32666 Property Records

Bradford County property record for 287 SE 4th Ave, Melrose, FL 32666

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,670 sqft · built 1977
Lot Size	0.642 acres (28,000 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2018)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06230-E-00600`

Property Details

APN / Parcel Number

Primary APN	`06230-E-00600`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,670 sqft Heated Area
Gross Area	2,850 sqft
2nd Floor Area	480 sqft
Flooring	Hardwood
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,000 sqft (0.642 acres)
Lot Dimensions	224 ft deep x 125 ft wide
Garage Type	Mixed
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Patio Area	400 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	287 SE 4TH AVE
City	MELROSE
State	FL
Zip	32666-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 9S 22 LOT 6 OF SEMINOLE RIDGE UNIT 5 OF UN-RECORDED PLAT MORE PART DESC AS: COM AT SE COR OF SEC 12, N06*22'43"E 880.98',
Legal Range	22E
Legal Township	09S
Legal Section	12
Legal Subdivision	SEMINOLE RIDGE #5
Legal Lot Number	6
Legal Unit	5
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	4
Census Block	4013
Census Tract	301

Owner

287 SE 4th Ave is owned and occupied by an individual who bought it in September 2018.

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	287 SE 4TH AVE, MELROSE, FL 32666-5421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Deed Document Number	201804008130
Deed Book / Page	1754 / 222
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Sep 18, 2018
Property Address	287 SE 4TH AVE, MELROSE, FL 32666-5421
Document Number	0004008130
Book / Page	1754 / 222
Instrument Date	Sep 13, 2018
Instrument	201804008130
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	SONSHINE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 MOJONNIER WAY, 726, KEYSTONE HEIGHTS, FL 32656-8368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 SE 4TH AVE, MELROSE, FL 32666-5421

Mortgage

Document Number	0004008131
Date	Sep 18, 2018
Instrument	201804008131

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 287 SE 4th Ave was $1,670 with a homeowner's exemption, up 14.8% from the year before.

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+14.78%) Homeowner's exemption	$130,008 (+2.9%)	$195,396 (+2.68%) Land $35,000 Building $160,396
2024	$1,455.00 (+3.63%) Homeowner's exemption	$126,344 (+3%)	$190,289 (+10.58%) Land $35,000 Building $155,289
2023	$1,404.00 (+7.34%) Homeowner's exemption	$122,664 (+3%)	$172,082 (+16.76%) Land $22,500 Building $149,582
2022	$1,308.00 Homeowner's exemption	$119,091	$147,378 Land $21,000 Building $126,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 287 SE 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	9 (2017–2025)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 SE 4th Ave is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WTP private · serves 1,300 people · EPA ID FL2544255
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20