287 Sapling Ter, Saint Johns, FL 32259 Property Records

St. Johns County property record for 287 Sapling Ter, Saint Johns, FL 32259 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4.5 Baths
Year Built	Built 2025
Square Footage	3,559 sqft Living Area
Lot Size	11,325 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$825,000 (2025)
Tax Bill	$2,222.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000690-2300`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	20 Plumbing Fixtures
Building Area	3,559 sqft Living Area
Gross Area	4,315 sqft Gross Area
1st Floor	2,288 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,325 sqft (0.26 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	756 sqft Garage
Porch Area	284 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	287 SAPLING TER
City	SAINT JOHNS
State	FL
Zip	32259-8564
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	122/28-37 BARTRAM RANCH PHASE 5 LOT 230 OR6224/826
Legal Subdivision	BARTRAM RANCH PHASE 5
Legal Block	1
Legal Lot Number	230
Jurisdiction	ST JOHNS FL
Minor Civil Division	FRUIT COVE
Census Blockgroup	1
Census Block	1005
Census Tract	20807

Owner

Source: St. Johns County records · APN 000690-2300

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	287 SAPLING TER, SAINT JOHNS, FL 32259-8564
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Deed Doc Number	202577072
Deed Book / Page	6224 / 826
Record Refreshed	Jun 08, 2026

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 22, 2025
Property Address	287 SAPLING TER, SAINT JOHNS, FL 32259-8564
Document Number	0062240826
Book / Page	6224 / 826
Map Reference	MB 122 PG 28-37
Instrument Date	Sep 18, 2025
Instrument	2025077072
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 SAPLING TER, SAINT JOHNS, FL 32259-8564

Mortgage

Document Number	0006224828
Date	Sep 22, 2025
Instrument	6224/828

Lender

Name	TOLL BROTHERS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$770,198 (+366.79%) Land $195,000 Building $575,198	$770,198 (+366.79%) Land $195,000 Building $575,198
2025	$2,222.00 (+153.36%)	$165,000 (+135.71%)	$165,000 (+135.71%) Land $165,000
2024	$877.00	$70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 73% of the US · above 56% of Florida
Wildfire Likelihood	About 1 in 344 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.