Norfolk County and Bellingham Town property record for 287 Prospect St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,443 sqft · built 1989 |
| Lot Size | 5.25 acres (228,690 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Sep 2015) |
| Tax Bill | $8,777 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | BELL M:0069 B:088J L:0000 |
| Primary APN | BELL M:0069 B:088J L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,443 sqft Living Area |
| Gross Area | 4,367 sqft |
| Basement Area | 2,488 sqft |
| Finished Basement | 1,244 sqft |
| Unfinished Basement | 1,244 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 228,690 sqft (5.25 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 287 PROSPECT ST |
|---|---|
| City | FRANKLIN |
| State | MA |
| Zip | 02038-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 88J |
| Jurisdiction | BELLINGHAM MA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 443104 |
287 Prospect St is owned and occupied by two individuals who bought it in September 2015.
Source: Norfolk County and Bellingham Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 PROSPECT ST, FRANKLIN, MA 02038-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2015 · Amount on File |
| Deed Sale | Sep 28, 2015 · Amount on File |
| Prior Sale | May 21, 2004 · Amount on File |
| Deed Book / Page | 33514 / 257 |
| Transfer Doc | 0000238019 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 287 Prospect St was $8,777, up 5.1% from the year before.
Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Bellingham Town |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,777.00 (+5.06%) | $698,800 (+7.57%) Land $210,900 Building $487,900 | $911,810 (+9.09%) |
| 2024 | $8,354.00 (+3.79%) | $649,600 (+5.32%) Land $192,600 Building $457,000 | $835,810 |
| 2023 | $8,049.00 | $616,800 Land $183,400 Building $433,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 287 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 287 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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