287 Oconnor Rd, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 287 Oconnor Rd, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1979
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on File
Last Sale	$144,500 (Feb 2022)
Tax Bill	$4,563 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`355600 149.00-02-03`

Property Details

APN / Parcel Number

Primary APN	`355600 149.00-02-03`
Alternative APN	`560014900000020030000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	226,512 sqft (5.2 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	287 OCONNOR RD
City	OSWEGO
State	NY
Zip	13126-5852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOT 21 008-008-000
Legal Subdivision	HAMILTONS GORE SCRIBAS PATENT
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCRIBA
Census Block Group	1
Census Block	1017
Census Tract	21503

Owner

287 Oconnor Rd is owned by two individuals who bought it in February 2022.

Source: Oswego County and Scriba Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	487 COUNTY ROUTE 29, OSWEGO, NY 13126-5829
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit EMPOWER FEDERAL CREDIT UNION
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Deed Document Number	20221834
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Recording Date	Apr 7, 2026
Property Address	287 OCONNOR RD, OSWEGO, NY 13126-5852
Document Number	0000002865
Instrument Date	Mar 27, 2026
Instrument	20262865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 OCONNOR RD, OSWEGO, NY 13126-5852

Mortgage

Document Number	0000002865,
Date	Apr 7, 2026
Instrument	20262865

Lender

Name	EMPOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 22, 2022
Property Address	287 OCONNOR RD, OSWEGO, NY 13126-5852
Document Number	0000001834
Instrument Date	Jan 26, 2022
Instrument	R-2022-001834
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 SHADY LN, 40, OSWEGO, NY 13126-6709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 COUNTY ROUTE 29, OSWEGO, NY 13126

Mortgage

Document Number	0000001835
Date	Feb 22, 2022
Instrument	R-2022-001835

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 287 Oconnor Rd was $4,563, up 26.6% from the year before.

Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Scriba Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,563.00 (+26.61%)
2025	$3,604.00	$105,000 Land $25,000 Building $80,000	$175,000 Land $41,667 Building $133,333
2023		$105,000 Land $25,000 Building $80,000	$154,412 Land $36,765 Building $117,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 287 Oconnor Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 Oconnor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCRIBA WD (OSWEGO) serves 9,044 people · EPA ID NY3730037
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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