287 Oakmont Dr, Poca, WV 25159 Property Records

Putnam County property record for 287 Oakmont Dr, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,550 sqft · built 1977
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (May 2026)
Tax Bill	$907 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-216A-0015.0000`

Property Details

APN / Parcel Number

Primary APN	`08-216A-0015.0000`
Alternative APNs	`40-08-216A-0015.0000` `00009791`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	2,100 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	111 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00009791
Street Address	287 OAKMONT DR
City	POCA
State	WV
Zip	25159-7547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 132 SEC 1 FOREST PARK
Legal Subdivision	FOREST PARK
Legal Lot Number	132
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3014
Census Tract	20500

Owner

287 Oakmont Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Putnam County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	287 OAKMONT DR, POCA, WV 25159-7547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 28, 2026	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit WEST VIRGINIA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Deed Book / Page	649 / 700
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	494/95
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM WV
Recording Date	May 28, 2026
Property Address	287 OAKMONT DR, POCA, WV 25159-7547
Document Number	000649/700
Book / Page	649 / 700
Instrument Date	May 6, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,217.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	287 OAKMONT DR, POCA, WV 25159-7547
Investor	Possibly a Property Investor

Mortgage

Document Number	1413000572,
Date	May 28, 2026
Book Page	1413/572

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1413000592,
Date	May 28, 2026
Book Page	1413/592

Lender

Name	WEST VIRGINIA HOUSING DEV FUND

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM WV
Recording Date	May 28, 2026
Property Address	287 OAKMONT DR, POCA, WV 25159-7547
Document Number	0649000700
Book / Page	649 / 700
Instrument Date	May 6, 2026
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,217.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	287 OAKMONT DR, POCA, WV 25159-7547
Investor	Possibly a Property Investor

Mortgage

Document Number	1413000572,
Date	May 28, 2026
Book Page	1413/572

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1413000592,
Date	May 28, 2026
Book Page	1413/592

Lender

Name	WEST VIRGINIA HOUSING DEV FUND

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	15 Months
Due	Jun 1, 2041

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	287 OAKMONT DR, POCA, WV 25159-7547
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001407/844
Date	Mar 12, 2026
Book Page	1407/844

Lender

Name	WEST VIRGINIA FCU
Type	Credit Union
Address	SOUTH CHARLESTON, WV 25303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 287 Oakmont Dr was $907 with a homeowner's exemption, up 9.9% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$907.00 (+9.94%)	$92,580 (+8.51%) Land $17,520 Building $75,060	$154,300 (+8.51%) Land $29,200 Building $125,100
2025	$825.00 Homeowner's exemption	$85,320 Land $13,620 Building $71,700	$142,200 Land $22,700 Building $119,500
2023	$936.00 (+4.58%)	$77,040 (+3.72%) Land $13,620 Building $63,420	$128,400 (+3.72%) Land $22,700 Building $105,700
2022	$895.00	$74,280 Land $13,620 Building $60,660	$123,800 Land $22,700 Building $101,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 287 Oakmont Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 Oakmont Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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