287 Oak Pass Ct, Ballwin, MO 63011 Property Records

St. Louis County property record for 287 Oak Pass Ct, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,574 sqft · built 1976
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22R-14-0222`

Property Details

APN / Parcel Number

Primary APN	`22R-14-0222`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,482 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	87 ft deep x 85 ft wide
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	135 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	287 OAK PASS CT
City	BALLWIN
State	MO
Zip	63011-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	SPRINGWOOD PLAT 1 LOT 1123 22R230257 1 21 77
Legal Subdivision	SPRINGWOOD PLAT 1
Legal Lot Number	1123
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4014
Census Tract	217807

Owner

287 Oak Pass Ct is owned and occupied by two individuals who acquired it in January 2000.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	287 OAK PASS CT, BALLWIN, MO 63011-3826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 4, 2000
Transfer Doc	0000000864
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	287 OAK PASS CT, BALLWIN, MO 63011-3826
Document Number	0230661073
Instrument Date	Jun 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 OAK PASS CT BALLWIN MO 630113826, BALLWIN, MO 63011-3826

Mortgage

Document Number	0230661073
Date	Jun 13, 2018
Book Page	023066/001073
Instrument	232

Lender

Name	UMB BK
Type	Bank
Address	ST LOUIS, MO 63102-1713

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 287 Oak Pass Ct was $3,973, down 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,370 (-) Land $29,130 Building $37,240	$349,300 (-) Land $153,300 Building $196,000
2025	$3,973.00 (-0.05%)	$66,370 Land $29,130 Building $37,240	$349,300 Land $153,300 Building $196,000
2024	$3,975.00 (+1.43%)
2023	$3,919.00 (+11.27%)	$61,330 (+21.54%) Land $23,120 Building $38,210	$322,800 Land $121,700 Building $201,100
2022	$3,522.00	$50,460 Land $23,120 Building $27,340
2021			$265,600 Land $121,700 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 287 Oak Pass Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 Oak Pass Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20