San Luis Obispo County property record for 287 N 4th St, Grover Beach, CA 93433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,276 sqft · built 1965 |
| Lot Size | 0.229 acres (9,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Sep 2012) |
| Tax Bill | $5,472 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-142-029 |
| Primary APN | 060-142-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| 1st Floor Area | 2,276 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Lot Area | 9,980 sqft (0.229 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 287 N 4TH ST |
|---|---|
| City | GROVER BEACH |
| State | CA |
| Zip | 93433-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CY GB BKTS SB BL 65A LTS 1 & 2 & PTN ABD RD |
| Legal Subdivision | TOWN GROVER |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 12102 |
287 N 4th St is owned and occupied by two individuals who acquired it in August 2015.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 N 4TH ST, GROVER BEACH, CA 93433-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2012 · Amount on File |
| Deed Sale | Sep 11, 2012 · Amount on File |
| Deed Document Number | 201250986 |
| Last Transfer Date | Aug 24, 2015 |
| Transfer Doc | 0000043872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 287 N 4TH ST, GROVER BEACH, CA 93433-1925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 INC |
| Name | Verified Name |
|---|---|
| Address | 287 N 4TH ST, GROVER BEACH, CA 93433-1925 |
| Document Number | 0000061569 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020061569 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 287 N 4TH ST, GROVER BEACH, CA 93433-1925 |
| Document Number | 0000017491 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 287 N 4TH ST GROVER BEACH CA 934331925, GROVER BEACH, CA 93433-1925 |
| Document Number | 0000017491 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 17491 |
| Name | KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PASO ROBLES, CA 93446 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2047 |
The 2025 property tax bill for 287 N 4th St was $5,472 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Grover Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $491,216 (+2%) Land $226,084 Building $265,132 | |
| 2025 | $5,472.00 Homeowner's exemption | $481,585 Land $221,651 Building $259,934 |
| 2023 | $5,283.00 (+1.62%) Homeowner's exemption | $462,887 Land $213,045 Building $249,842 |
| 2022 | $5,199.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 287 N 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 287 N 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Peak WiFi, Surfnet Communications, Verizon.
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