287 Main St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 287 Main St, Waterville, ME 04901

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	2 ba · 2,265 sqft · built 1903
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Oct 2021)
Tax Bill	$3,563 (2025)
Deeds & Mortgages	Aug 2022 Refinance Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:057 B:111`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:057 B:111`
Alternative APN	`4755`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,265 sqft Total Area
Gross Area	4,328 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4755
Street Address	287 MAIN ST
City	WATERVILLE
State	ME
Zip	04901-4916
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Legal Block	111
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3019
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

287 Main St, a commercial property, is owned by a company that bought it in October 2021.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	287 MAIN ST, WATERVILLE, ME 04901-4916
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW DIMENSIONS FEDERAL CREDIT UNION
Aug 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BHP 6 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Deed Document Number	202130808
Deed Book / Page	14222 / 152
Transfer Doc	0000026387
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	287 MAIN ST, WATERVILLE, ME 04901-4916
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022019669
Date	Aug 12, 2022
Book Page	14543/195
Instrument	2022019669

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Oct 22, 2021
Property Address	287 MAIN ST, WATERVILLE, ME 04901-4916
Document Number	2021030808
Book / Page	14222 / 152
Instrument Date	Oct 21, 2021
Instrument	2021030808
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 MAIN ST, WATERVILLE, ME 04901-4916

Mortgage

Document Number	2021030809
Date	Oct 22, 2021
Instrument	2021030809

Lender

Name	NEW DIMENSIONS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Aug 13, 2020
Property Address	287 MAIN ST, WATERVILLE, ME 04901-4916
Document Number	2020019763
Book / Page	13668 / 280
Instrument Date	Aug 13, 2020
Instrument	2020019763
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 MAIN ST, WATERVILLE, ME 04901-4916

Mortgage

Document Number	2020019764
Date	Aug 13, 2020
Instrument	2020019764

Lender

Name	BHP 6 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 287 Main St was $3,563.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,563.00	$209,600 Land $80,700 Building $128,900
2023	$3,423.00 (+26.59%)	$172,000 (+64.44%) Land $26,200 Building $145,800
2022	$2,704.00	$104,600 Land $14,800 Building $89,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 287 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 287 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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