287 Main St, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 287 Main St, Hamilton, NJ 08620

Property Summary

Property Type	Single Family Home
Details	1,603 sqft · built 1960
Lot Size	0.26 acres (11,339 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jan 2019)
Tax Bill	$7,372 (2025)
Deeds & Mortgages	Jan 2019 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-02716-0000-00053`

Property Details

APN / Parcel Number

Primary APN	`03-02716-0000-00053`
Alternative APNs	`0300623000000100` `030271600053`

Interior

Stories	1 Story
Building Area	1,603 sqft Living Area
1st Floor Area	1,603 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	11,339 sqft (0.26 acres)
Lot Dimensions	189 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	0300623000000100
Street Address	287 MAIN ST
City	TRENTON
State	NJ
Zip	08620-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	12283-C
Legal Block	2716
Legal Lot Number	53
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1025
Census Tract	3001

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 MAIN ST, TRENTON, NJ 08620-2313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 12, 2020	Deed of Trust, Mortgage · Conventional with PMI YORK TRADITIONS BK
Nov 30, 2018	Deed, Transfer STERLING TITLE AGENCY
Jan 28, 2019	Correction Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	20193775
Deed Book / Page	6356 / 874
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	287 MAIN ST, HAMILTON, NJ 08620-2313
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	STERLING TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003776
Date	Jan 28, 2019
Book Page	11389/0306
Instrument	2019003776

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	287 MAIN ST, HAMILTON, NJ 08620-2313
Document Number	0000020874
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	STERLING TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 MAIN ST HAMILTON NJ 086202313, HAMILTON, NJ 08620-2313

Mortgage

Document Number	0000020874
Date	May 19, 2020
Book Page	011489/000823
Instrument	20874

Lender

Name	YORK TRADITIONS BK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 18, 2040

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Nov 30, 2018
Property Address	287 MAIN ST, HAMILTON, NJ 08620-2313
Document Number	0000050918
Book / Page	06350 / 0461
Instrument Date	Nov 16, 2018
Instrument	2018050918
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	287 MAIN ST, 287, TRENTON, NJ 08620-2313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 MAIN ST, TRENTON, NJ 08620-2313

January 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MERCER NJ
Recording Date	Jan 28, 2019
Property Address	287 MAIN ST, HAMILTON, NJ 08620-2313
Document Number	0000003775
Book / Page	006356 / 000874
Instrument Date	Nov 16, 2018
Instrument	3775
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	287 MAIN ST HAMILTON NJ 086202313, HAMILTON, NJ 08620-2313

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,800 (-) Land $62,700 Building $136,100	$198,800 (-) Land $62,700 Building $136,100
2025	$7,372.00 (+5.24%)	$198,800 (-) Land $62,700 Building $136,100	$198,800 (-) Land $62,700 Building $136,100
2024	$7,005.00 (+8.4%)
2023		$198,800 Land $62,700 Building $136,100	$198,800 Land $62,700 Building $136,100
2022	$6,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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