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287 Main St, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 287 Main St, Damariscotta, ME 04543

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,628 sqft · built 1954
Lot Size1.88 acres (81,893 sqft)
OwnerIndividual Name on Record
Last Sale$372,900 (Sep 2020)
Tax Bill$7,234 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNDAMA M:009 L:030

Property Details

APN / Parcel Number

Primary APNDAMA M:009 L:030
Alternative APN
  • 281

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,628 sqft Living Area
1st Floor Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2020
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area81,893 sqft (1.88 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number281
Street Address287 MAIN ST
CityDAMARISCOTTA
StateME
Zip04543-4653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number30
JurisdictionDAMARISCOTTA ME
Township / Civil DivisionDAMARISCOTTA
Census Block Group4
Census Block4004
Census Tract975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Damariscotta Town records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3533 ATLANTIC HWY, WALDOBORO, ME 04572-6026
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleJan 31, 2019
Deed Document Number202065382
Deed Book / Page5584 / 68
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionDAMARISCOTTA ME
Property Address287 MAIN ST, DAMARISCOTTA, ME 04543-4653
Document Number0055840071
Instrument DateSep 15, 2020
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 MAIN ST DAMARISCOTTA ME 045434653, DAMARISCOTTA, ME 04543-4653

Mortgage

Document Number0055840071
DateSep 15, 2020
Book Page005584/000071
Instrument65383
Lender
NameROSARIA RYDER
Address2 MIDDLE DUNSTABLE RD, NASHUA, ME 04572
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyLincoln County
County SubdivisionDamariscotta Town
Secondary School DistrictDamariscotta (09 - 12)
Elementary School DistrictGreat Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,234.00 (+13.67%)$344,000 (-) Land $100,400 Building $243,600
2024$6,364.00 (+32.58%)$344,000 (+19.32%) Land $100,400 Building $243,600
2023$459,610
2022$4,800.00$288,300 Land $84,400 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 3 condo units
Nearby Flood Claims6 (2018–2024)
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREAT SALT BAY SANITARY DISTRICT
serves 2,143 people · EPA ID ME0090410
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2021
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tidewater O.P.E.N.
Fiber		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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