287 Keels Rd, Sumter, SC 29154 Property Records

Sumter County property record for 287 Keels Rd, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1983
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2025)
Tax Bill	$987 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`183-04-02-008`

Property Details

APN / Parcel Number

Primary APN	`183-04-02-008`
Alternative APN	`16784`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,588 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	45,302 sqft (1.04 acres)
Parking Spaces	1 Parking Space
Porch	Covered Porch
Fence	Fence
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	16784
Old Parcel Number	183 04 02 008
Street Address	287 KEELS RD
City	SUMTER
State	SC
Zip	29154-4695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 6 Z46-532 PB93-2171 242.02 FT AV Z47-225
Legal Subdivision	OAK HAVEN ACRES
Legal Lot Number	6
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3022
Census Tract	1701

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	287 KEELS RD, SUMTER, SC 29154-4695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	0013451864
Deed Book / Page	1345 / 1864
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 30, 2025
Property Address	287 KEELS RD, SUMTER, SC 29154-4695
Document Number	0013451864
Book / Page	1345 / 1864
Map Reference	MB 93 PG 2171
Instrument Date	Sep 23, 2025
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	287 KEELS RD, SUMTER, SC 29154-4695

Mortgage

Document Number	0013451867
Date	Sep 30, 2025
Instrument	1345/1867

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$987.00 (-65.04%)	$5,620 (-33.33%) Land $1,000 Building $4,620	$140,455 (-) Land $25,000 Building $115,455
2024		$8,430 (+2.55%) Land $1,500 Building $6,930	$140,455 (-) Land $25,000 Building $115,455
2023	$2,823.00 (+0.61%)	$8,220 (-) Land $1,500 Building $6,720	$140,455 (-) Land $25,000 Building $115,455
2022	$2,806.00	$8,220 Land $1,500 Building $6,720	$140,455 Land $25,000 Building $115,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	9 (1990–2015)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Severe Storms & Flooding, Oct 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20