Flathead County property record for 287 Jefferson St, Kalispell, MT 59901
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.963 acres (41,948 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,214 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R852109 |
| Primary APN | R852109 |
|---|---|
| Alternative APNs |
|
| Lot Area | 41,948 sqft (0.963 acres) |
|---|
| Account Number | 0000507531 |
|---|---|
| Street Address | 287 JEFFERSON ST |
| City | KALISPELL |
| State | MT |
| Zip | 59901-1356 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | COUNTRYSIDE ESTATES, S05, T28 N, R20 W, LOT 16 |
| Legal Range | 20W |
| Legal Township | 28N |
| Legal Section | 05 |
| Legal Subdivision | COUNTRYSIDE ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 1306 |
287 Jefferson St, residential vacant land, is owned by two individuals.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 10341, KALISPELL, MT 59904-3341 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 3, 2025 | Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF KALISPELL |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 18, 2026 |
| Property Address | 287 JEFFERSON ST, KALISPELL, MT 59901-1356 |
| Document Number | 0000020915 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202620915 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | FPT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 287 JEFFERSON ST, KALISPELL, MT 59901-1356 |
| Document Number | 0000020915, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202620915 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 287 JEFFERSON ST, KALISPELL, MT 59901-1356 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | PO BOX 10341, KALISPELL, MT 59904-3341 |
| Document Number | 202500023744 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 202500023744 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 287 Jefferson St was $1,214.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Fair-Mont-Egan Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,214.00 | $175,471 | |
| 2025 | $175,471 Land $175,471 | ||
| 2023 | $857.00 | $123,941 | $123,941 Land $123,941 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 287 Jefferson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 287 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,500 / 2,500 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Bullitt Communications.
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