Jones County property record for 287 Hoy Rd, Laurel, MS 39443
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,268 sqft · built 1981 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,139 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147A-18-00-045.00 |
| Primary APN | 147A-18-00-045.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,268 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Utility Building | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 020019 |
|---|---|
| Street Address | 287 HOY RD |
| City | LAUREL |
| State | MS |
| Zip | 39443-7464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-9-11 A PARCEL OF LAND IN THE SE OF NE |
| Legal Range | 11 |
| Legal Township | 09 |
| Legal Section | 18 |
| Jurisdiction | JONES MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 950402 |
Source: Jones County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 287 HOY RD, LAUREL, MS 39443-7464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2018 | Deed of Trust, Mortgage CENTRAL SUNBELT FCU |
| Nov 20, 2018 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 |
| Deed Sale | Jan 6, 2021 |
| Deed Document Number | 0000221179 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 287 HOY RD, LAUREL, MS 39443-7464 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 218/6849 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 218/6849 |
| Instrument | 21806849 |
| Name | CENTRAL SUNBELT FCU |
|---|---|
| Address | LAUREL, MS 39440 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 15, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 287 HOY RD, LAUREL, MS 39443-7464 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 218/6846 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 218/6846 |
| Instrument | 21806846 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Jun 23, 2046 |
Source: Jones County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,139.00 (-4.61%) Homeowner's exemption | $11,957 (+1.28%) | $119,570 (+1.28%) Land $11,930 Building $107,640 |
| 2024 | $1,194.00 (-1.65%) | ||
| 2023 | $1,214.00 (+0.66%) Homeowner's exemption | $11,806 | $118,060 Land $11,930 Building $106,130 |
| 2022 | $1,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (2001–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Dec 2018 · Severe Storms, Flooding, And Tornado |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHADY GROVE UTILITY DISTRICT serves 2,390 people · EPA ID MS0340017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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