287 Gardner Rd, Martin, TN 38237 Property Records

Weakley County property record for 287 Gardner Rd, Martin, TN 38237

Property Summary

Property TypeSingle Family Home
Lot Size3.7 acres (161,172 sqft)
Owner2 Individual Names on Record
Tax Bill$360 (2025)
Deeds & MortgagesApr 2025 Line of Credit
Mar 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN092057 04400

Property Details

APN / Parcel Number

Primary APN092057 04400
Alternative APN
  • 057 04400

Exterior

Lot Area161,172 sqft (3.7 acres)

Utilities, Heating & Cooling

SewerConnected
Water SourceCommercial

Location & Zoning

Street Address287 GARDNER RD
CityMARTIN
StateTN
Zip38237-8222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00001
Legal DescriptionDISTRICT: 03, COUNTY AREA: M81
JurisdictionWEAKLEY TN
Township / Civil Division7
Census Block Group1
Census Block1064
Census Tract968201

Owner

Source: Weakley County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address287 GARDNER RD, MARTIN, TN 38237-8222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2025Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS NATIONAL BANK
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS NATIONAL BANK
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS NATIONAL BANK
Jan 21, 2020Deed of Trust, Mortgage · Construction Mortgage
FIRST CITIZENS NATIONAL BANK
Jan 11, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 16, 2020Intrafamily Transfer, Transfer
Dec 7, 2018Warranty Deed, Transfer · Commercial Mortgage
FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2021
Deed SaleJan 11, 2021
Prior SaleMar 16, 2020
Deed Document Number21000126
Deed Book / PageD452 / 253
Record UpdatedJun 8, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEAKLEY TN
Property Address287 GARDNER RD, MARTIN, TN 38237-8222
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T786/1392
DateApr 21, 2025
Book PageT786/1392
Instrument25001433
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
Address80254
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 21, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEAKLEY TN
Property Address287 GARDNER RD, MARTIN, TN 38237-8222
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00T742/841
DateMar 3, 2021
Book PageT742/841
Instrument21000921
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
AddressDYERSBURG, TN 38024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEAKLEY TN
Property Address287 GARDNER RD, MARTIN, TN 38237-8222
Transaction TypeMortgage
Record UpdatedMar 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000921
DateMar 3, 2021
Book PageT742/841
Instrument21000921
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
AddressDYERSBURG, TN 38024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEAKLEY TN
Property Address287 GARDNER RD, MARTIN, TN 38237-8222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000213
DateJan 21, 2020
Book PageT729/1160
Instrument20000213
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
AddressDYERSBURG, TN 38025
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term4 Months
DueMay 16, 2020

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEAKLEY TN
Recording DateJan 11, 2021
Property Address287 GARDNER RD, MARTIN, TN 38237-8222
Document Number0000000126
Book / Page000452 / 000253
Instrument DateJan 8, 2021
Instrument126
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address287 GARDNER RD MARTIN TN 382378222, MARTIN, TN 38237-8222

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWEAKLEY TN
Recording DateMar 16, 2020
Property Address287 GARDNER RD, MARTIN, TN 38237-8222
Document Number00D449/343
Book / PageD449 / 343
Instrument DateMar 12, 2020
Instrument20001030
Transaction TypeTransfer
Record UpdatedMar 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address287 GARDNER RD, MARTIN, TN 38237-8222

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEAKLEY TN
Recording DateDec 7, 2018
Property Address287 GARDNER RD, MARTIN, TN 38237-8222
Document Number0D444/1194
Book / PageD444 / 1194
Instrument DateDec 6, 2018
Instrument18004467
Transaction TypeTransfer
Record UpdatedMar 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105.45
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 GARDNER RD, MARTIN, TN 38237-8222

Mortgage

Document Number0018004468
DateDec 7, 2018
Instrument18004468
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueDec 20, 2028

Tax Assessment & Valuation

Source: Weakley County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWeakley County
Unified School DistrictWeakley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$360.00$23,275 (-) Land $10,550 Building $12,725
2023$23,275 Land $10,550 Building $12,725$93,100 Land $42,200 Building $50,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN WATER DEPARTMENT
serves 11,918 people · EPA ID TN0000435
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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