Habersham County property record for 287 Galloway St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,415 sqft · built 1927 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Jun 2022) |
| Tax Bill | $3,544 (2026) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 087D032 |
| Primary APN | 087D032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,415 sqft Heated Area |
| Gross Area | 2,673 sqft |
| 1st Floor Area | 1,415 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum Siding |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 85,813 sqft (1.97 acres) |
| Lot Dimensions | 385 ft deep x 170 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | 480 sqft |
| Patio Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 397009 |
|---|---|
| Street Address | 287 GALLOWAY ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 10-149 PB 58-275 1310-191 |
| Legal Subdivision | MOUNTAIN VIEW |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 604 |
287 Galloway St is owned and occupied by two individuals who bought it in June 2022.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 GALLOWAY ST, CORNELIA, GA 30531-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on File |
| Deed Sale | Jun 13, 2022 · Amount on File |
| Deed Document Number | 20221607 |
| Deed Book / Page | 1310 / 191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jun 10, 2022 |
| Property Address | 287 GALLOWAY ST, CORNELIA, GA 30531-3223 |
| Document Number | 001310/191 |
| Book / Page | 1310 / 191 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022-001607 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 287 GALLOWAY ST, CORNELIA, GA 30531-3223 |
The 2026 property tax bill for 287 Galloway St was $3,544.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,544.00 | $109,732 Land $22,389 Building $87,343 | $274,330 Land $55,973 Building $218,357 |
| 2023 | $1,857.00 (+78.73%) | $71,576 (+78.67%) Land $19,856 Building $51,720 | $178,940 (+78.67%) Land $49,640 Building $129,300 |
| 2022 | $1,039.00 | $40,060 Land $17,872 Building $22,188 | $100,150 Land $44,680 Building $55,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 287 Galloway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 287 Galloway St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable · DSL | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband, TrailWave.
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