287 Fair St, Warwick, RI 02888 Property Records

Warwick City property record for 287 Fair St, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,342 sqft · built 1950
Lot Size	0.113 acres (4,934 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2021)
Tax Bill	$5,404 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30103950000`

Property Details

APN / Parcel Number

Primary APN	`30103950000`
Alternative APNs	`WARW M:301 B:0395 L:0000` `130945`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	3,233 sqft
1st Floor Area	954 sqft
Attic	Attic
Attic Area	775 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,934 sqft (0.113 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	130945
Street Address	287 FAIR ST
City	WARWICK
State	RI
Zip	02888-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	395
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3043
Census Tract	21002

Owner

287 Fair St is owned and occupied by two individuals who bought it in August 2021.

Source: Warwick City records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	287 FAIR ST, WARWICK, RI 02888-3718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Sep 21, 1998 · Amount on File
Deed Book / Page	9917 / 35
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 5, 2021
Property Address	287 FAIR ST, WARWICK, RI 02888-3718
Document Number	9917-35
Book / Page	9917 / 35
Instrument Date	Aug 5, 2021
Instrument	15952
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	287 FAIR ST, WARWICK, RI 02888-3718

Mortgage

Document Number	15953
Date	Aug 5, 2021
Instrument	15953

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2028
Max Rate At Change	3%
Index	Other
Margin	3

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	287 FAIR ST, WARWICK, RI 02888-3718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9103-253
Date	Aug 1, 2018
Book Page	9103/253

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	287 FAIR ST, WARWICK, RI 02888-3718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9302-37
Date	Jul 8, 2019
Book Page	9302/37
Instrument	8984

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 287 Fair St was $5,404.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,404.00	$425,500 Land $143,000 Building $282,500
2024			$398,620
2023	$4,754.00 (+9.97%)	$335,000 (+45.15%) Land $117,900 Building $217,100
2022	$4,323.00	$230,800 Land $76,400 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 287 Fair St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 287 Fair St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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