287 E Commerce St, Bridgeton, NJ 08302 Property Records

Cumberland County and Bridgeton City property record for 287 E Commerce St, Bridgeton, NJ 08302

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1900
Lot Size	0.086 acres (3,751 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Jan 2019 Loan Modification Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-00100-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`01-00100-0000-00011`
Alternative APNs	`010010000011` `100011`

Interior

Stories	2 Stories
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Location & Zoning

Account Number	100011
Street Address	287 E COMMERCE ST
City	BRIDGETON
State	NJ
Zip	08302-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	100
Legal Lot Number	11
Jurisdiction	CUMBERLAND NJ
Township / Civil Division	BRIDGETON
Census Block Group	1
Census Block	1010
Census Tract	20302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bridgeton Historic District listed 1982 · 2,000 contributing resources · NRIS 82001043

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Bridgeton City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 E COMMERCE ST, BRIDGETON, NJ 08302-2627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Loan Modification, Mortgage · Conventional Mortgage MR COOPER
Dec 29, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUMBERLAND NJ
Property Address	287 E COMMERCE ST, BRIDGETON, NJ 08302-2627
Document Number	0000574201
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 E COMMERCE ST BRIDGETON NJ 083022627, BRIDGETON, NJ 08302-2627

Mortgage

Document Number	0000574201
Date	Apr 3, 2019
Book Page	004178/007437
Instrument	574201

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Apr 2, 2037

Interest

Rate Type	Fixed Rate
Rate	11.5%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUMBERLAND NJ
Recording Date	Dec 29, 2017
Property Address	287 E COMMERCE ST, BRIDGETON, NJ 08302-2627
Document Number	0000545748
Book / Page	004161 / 007608
Instrument Date	Nov 13, 2017
Instrument	545748
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 ANTOINETTE CIR HAMPTON VA 236632005, HAMPTON, VA 23663-2005

Tax Assessment & Valuation

Source: Cumberland County and Bridgeton City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cumberland County
Municipality	Bridgeton City
Unified School District	Bridgeton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,400 (-) Land $2,900 Building $49,500	$52,400 (-) Land $2,900 Building $49,500
2025	$3,034.00 (+9.53%)	$52,400 (-) Land $2,900 Building $49,500	$52,400 (-) Land $2,900 Building $49,500
2024	$2,770.00 (+5.16%)
2023		$52,400 Land $2,900 Building $49,500	$52,400 Land $2,900 Building $49,500
2022	$2,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIDGETON CITY WATER DEPT serves 22,770 people · EPA ID NJ0601001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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