287 E 9th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 287 E 9th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,580 sqft · built 1974
Lot Size0.421 acres (18,375 sqft)
OwnerIndividual Name on Record
Last Sale$187,500 (Nov 2020)
Tax Bill$5,170 (2026)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.65-05-20

Property Details

APN / Parcel Number

Primary APN351200 128.65-05-20
Alternative APNs
  • 120012806500050200000000
  • 351200 128.65-05-08
  • 7296

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,580 sqft Living Area
1st Floor Area1,668 sqft
Basement Area912 sqft
Finished Basement912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area18,375 sqft (0.421 acres)
Lot Dimensions165 ft deep x 273 ft wide
Garage TypeAttached
Garage Area644 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area482 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number7296
Street Address287 E 9TH ST
CityOSWEGO
StateNY
Zip13126-3321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal SubdivisionHAMILTONS GORE
Legal Block5
Legal Lot Number8.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1008
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address287 E 9TH ST, OSWEGO, NY 13126-3321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2020 · Amount on Record
Deed SaleNov 3, 2020 · Amount on Record
Prior SaleMay 8, 2018 · Amount on Record
Deed Document Number2020R-2020-010568
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMay 8, 2018
Property Address287 E 9TH ST, OSWEGO, NY 13126-3321
Document Number0000004344
Instrument DateApr 25, 2018
InstrumentR-2018-004344
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT & TITLE SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address287 E 9TH ST, 287, OSWEGO, NY 13126-3321

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40 E 7TH ST, OSWEGO, NY 13126-1131

Mortgage

Document Number0000004345
DateMay 8, 2018
InstrumentR-2018-004345
Lender
NameFULTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,170.00 (-1.17%)
2025$5,231.00$279,000 (+49.2%) Land $31,700 Building $247,300$279,000 (+23.83%) Land $31,700 Building $247,300
2023$187,000 Land $20,100 Building $166,900$225,301 Land $24,217 Building $201,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1979–1986)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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