St. Johns County property record for 287 Desoto Rd, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 2015 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,400 (Jan 2020) |
| Tax Bill | $4,935 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 182883-0240 |
| Primary APN | 182883-0240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 1,630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 110 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 340 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 287 DESOTO RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-7621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-52 TREASURE BCH 1ST ADDN BLK 3 LOT 24 OR4871/682 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 27 |
| Legal Subdivision | TREASURE BEACH 1ST ADDITION REPLAT OF BL |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21404 |
Source: St. Johns County records · APN 182883-0240
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 DESOTO RD, SAINT AUGUSTINE, FL 32080-7621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jan 24, 2020 | Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on Record |
| Deed Sale | Jan 24, 2020 · Amount on Record |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 20205884 |
| Deed Book / Page | 4871 / 682 |
| Prior Transfer Date | Jul 01, 2014 |
| Prior Transfer Doc | 0038991550 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 287 DESOTO RD, SAINT AUGUSTINE, FL 32080-7621 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 287 DESOTO RD, SAINT AUGUSTINE, FL 32080-7621 |
| Document Number | 0054101378 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 5410/1378 |
| Instrument | 2021119564 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 24, 2020 |
| Property Address | 287 DESOTO RD, SAINT AUGUSTINE, FL 32080-7621 |
| Document Number | 0048710682 |
| Book / Page | 4871 / 0682 |
| Map Reference | MB 11 PG 51&52 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 2020005884 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,186.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5650 DATIL PEPPER RD, 5650, ST AUGUSTINE, FL 32086-5696 |
| Name | Verified Name |
|---|---|
| Address | 287 DESOTO RD, SAINT AUGUSTINE, FL 32080-7621 |
| Document Number | 48710684 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 4871/0684 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,259 (+2.7%) | $428,600 (+2.41%) Land $155,000 Building $273,600 | |
| 2025 | $4,935.00 (+12.24%) Homeowner's exemption | $379,025 (+2.9%) | $418,497 (+9.21%) Land $170,000 Building $248,497 |
| 2024 | $4,397.00 (+1.97%) Homeowner's exemption | $368,343 (+3%) | $383,192 (-0.87%) Land $170,000 Building $213,192 |
| 2023 | $4,312.00 (+2.81%) Homeowner's exemption | $357,615 (+3%) | $386,555 (-12.7%) Land $196,000 Building $190,555 |
| 2022 | $4,194.00 Homeowner's exemption | $347,199 | $442,772 Land $196,000 Building $246,772 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 396 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 452 units insured (56 under condo master policies) 296 of 396 individual policies on primary residences |
| Nearby Flood Claims | 576 (1982–2025) |
| Claims Outside the SFHA | 6 of 576 |
| Most Recent Claim | Oct 2025, tidal / storm surge |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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