287 Dave Rd, Saluda, SC 29138 Property Records

Saluda County property record for 287 Dave Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,317 sqft · built 1973
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$140,500 (Jun 2025)
Tax Bill	$549 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-00-00-036`

Property Details

APN / Parcel Number

Primary APN	`042-00-00-036`

Interior

Full Baths	2 Baths
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	287 DAVE RD
City	SALUDA
State	SC
Zip	29138-8618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 129-76/1366-301 PLAT REF 14-101
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4009
Census Tract	960201

Owner

Source: Saluda County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	287 DAVE RD, SALUDA, SC 29138-8618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Deed of Trust, Mortgage · Commercial Mortgage GUILD MORTGAGE CO LLC
Jun 26, 2025	Other, Transfer · FHA Mortgage GUILD MORTGAGE CO LLC
May 24, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Deed Document Number	202516327
Deed Book / Page	1506 / 228
Prior Transfer Date	Mar 23, 2022
Prior Transfer Doc	001366/0301
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	287 DAVE RD, SALUDA, SC 29138-8618
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001506/0254
Date	Jun 26, 2025
Book Page	1506/254
Instrument	2025-00016329

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2025: Other, Transfer

Document Type	Other
Jurisdiction	SALUDA SC
Recording Date	Jun 26, 2025
Property Address	287 DAVE RD, SALUDA, SC 29138-8618
Document Number	001506/0228
Book / Page	1506 / 228
Instrument Date	Jun 18, 2025
Instrument	2025-00016327
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 DAVE RD, SALUDA, SC 29138-8618

Mortgage

Document Number	202500016328
Date	Jun 26, 2025
Instrument	2025-00016328

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

May 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SALUDA SC
Recording Date	May 24, 2022
Property Address	287 DAVE RD, SALUDA, SC 29138-8618
Document Number	001366/0301
Book / Page	1366 / 301
Instrument Date	May 23, 2022
Instrument	20220-00007689
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 DAVE RD, SALUDA, SC 29138-8616

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$549.00 (-60.9%) Homeowner's exemption	$5,060 (+41.34%) Land $800 Building $4,260	$126,400 (+111.73%) Land $20,000 Building $106,400
2024	$1,404.00 (+8.92%)	$3,580 (-) Land $470 Building $3,110	$59,700 (-) Land $7,900 Building $51,800
2023	$1,289.00 (+6.62%) Homeowner's exemption	$3,580 (-) Land $470 Building $3,110	$59,700 (-) Land $7,900 Building $51,800
2022	$1,209.00	$3,580 Land $470 Building $3,110	$59,700 Land $7,900 Building $51,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

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