287 Coles Neck Rd, Wellfleet, MA 02667 Property Records

Barnstable County and Wellfleet Town property record for 287 Coles Neck Rd, Wellfleet, MA 02667

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,212 sqft · built 2019
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Jan 2017)
Tax Bill	$5,770 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2021 Refinance + 4 more
Flood Zone	Zone AE (high risk)
APN	`WELL M:007.0 B:0056 L:0000.4`

Property Details

APN / Parcel Number

Primary APN	`WELL M:007.0 B:0056 L:0000.4`
Alternative APNs	`WFLT M:007.0 B:0056 L:0000.4` `132`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	1,260 sqft
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	132
Street Address	287 COLES NECK RD
City	WELLFLEET
State	MA
Zip	02667-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	CARRIAGE TRADE
Legal Block	56
Legal Lot Number	4
Jurisdiction	WELLFLEET MA
Township / Civil Division	WELLFLEET
Census Block Group	2
Census Block	2028
Census Tract	10206

Owner

Source: Barnstable County and Wellfleet Town records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	287 COLES NECK RD, WELLFLEET, MA 02667-7024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SEAMENS SAVINGS BANK
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SEAMENS SAVINGS BANK
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SEAMENS SAVINGS BANK
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEAMENS SVGS BK
Oct 30, 2018	Deed of Trust, Mortgage · Conventional with PMI SEAMENS SVGS BK
Jan 25, 2017	Quit Claim Deed, Transfer · Conventional Mortgage SEAMENS SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Oct 16, 2000 · Amount on Record
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLFLEET MA
Property Address	287 COLES NECK RD, WELLFLEET, MA 02667-7024
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001536769
Date	Jan 5, 2026
Instrument	1536769

Lender

Name	SEAMENS SAVINGS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2031

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLFLEET MA
Property Address	287 COLES NECK RD, WELLFLEET, MA 02667-7024
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442318
Date	Oct 18, 2021
Instrument	1442318

Lender

Name	SEAMENS SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLFLEET MA
Property Address	287 COLES NECK RD, WELLFLEET, MA 02667-7024
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1442318
Date	Oct 18, 2021
Instrument	1442318

Lender

Name	SEAMENS SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLFLEET MA
Property Address	287 COLES NECK RD, WELLFLEET, MA 02667-7024
Document Number	0001387593
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 COLES NECK RD WELLFLEET MA 02667, WELLFLEET, MA 02667

Mortgage

Document Number	0001387593
Date	Jan 3, 2020
Instrument	1387593

Lender

Name	SEAMENS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLFLEET MA
Property Address	287 COLES NECK RD, WELLFLEET, MA 02667-7024
Document Number	0001357657
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 COLES NECK RD WELLFLEET MA 02667, WELLFLEET, MA 02667

Mortgage

Document Number	0001357657
Date	Oct 30, 2018
Instrument	1357657

Lender

Name	SEAMENS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLFLEET MA
Recording Date	Jan 25, 2017
Property Address	287 COLES NECK RD, WELLFLEET, MA 02667-7024
Document Number	0001313699
Instrument Date	Jan 4, 2017
Instrument	1313699
Transaction Type	Transfer
Record Updated	Feb 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 STATE HWY RTE 6 #8 WELLFLEET MA 026678105, 8, WELLFLEET, MA 02667-8105

Mortgage

Document Number	1313700
Date	Jan 25, 2017
Instrument	1313700

Lender

Name	SEAMENS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 24, 2037

Interest

Rate	3.13%

Tax Assessment & Valuation

Source: Barnstable County and Wellfleet Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Wellfleet Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Wellfleet School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,770.00 (+7.39%)	$811,500 (+3.15%) Land $330,900 Building $480,600
2024	$5,373.00 (+11.98%)	$786,700 (+14.11%) Land $315,100 Building $471,600
2023	$4,798.00	$689,400 Land $267,100 Building $422,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 62 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 units insured incl. 7 condo units
Nearby Flood Claims	14 (1978–2018)
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLFLEET MUNICIPAL WATER SYSTEM serves 750 people · EPA ID MA4318094
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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