287 Cold Spring Rd, Williamstown, MA 01267 Property Records

Berkshire County and Williamstown Town property record for 287 Cold Spring Rd, Williamstown, MA 01267

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,659 sqft · built 1880
Lot Size	4.7 acres (204,732 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jul 2018)
Tax Bill	$10,240 (2025)
Deeds & Mortgages	Jul 2024 Refinance May 2020 Mortgage + 1 more
APN	`M_59022_941398`

Property Details

APN / Parcel Number

Primary APN	`M_59022_941398`
Alternative APNs	`WILL M:141.0 B:0003` `M:0141 P:0003`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,659 sqft Living Area
Gross Area	10,577 sqft
1st Floor Area	3,346 sqft
Basement Area	3,208 sqft
Unfinished Basement	3,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Slate
Lot Area	204,732 sqft (4.7 acres)
Garage Type	Attached
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	M_59022_941398
Street Address	287 COLD SPRING RD
City	WILLIAMSTOWN
State	MA
Zip	01267-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SG
Legal Block	3
Jurisdiction	WILLIAMSTOWN MA
Township / Civil Division	WILLIAMSTOWN
Census Block Group	1
Census Block	1017
Census Tract	920101

Owner

Source: Berkshire County and Williamstown Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	287 COLD SPRING RD, WILLIAMSTOWN, MA 01267-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBT BK
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBT BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	287 COLD SPRING RD, WILLIAMSTOWN, MA 01267-2717
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015023
Date	Jul 29, 2024
Instrument	15023

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	287 COLD SPRING RD, WILLIAMSTOWN, MA 01267-2717
Document Number	0000014285
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 COLD SPRING RD WILLIAMSTOWN MA 012672717, WILLIAMSTOWN, MA 01267-2717

Mortgage

Document Number	0000014285
Date	Sep 3, 2020
Instrument	14285

Lender

Name	NBT BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSTOWN MA
Property Address	287 COLD SPRING RD, WILLIAMSTOWN, MA 01267-2717
Document Number	0000014158
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 COLD SPRING RD WILLIAMSTOWN MA 012672717, WILLIAMSTOWN, MA 01267-2717

Mortgage

Document Number	0000014158
Date	Jan 8, 2020
Instrument	14158

Lender

Name	NBT BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: Berkshire County and Williamstown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Williamstown Town
Unified School District	Mount Greylock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,240.00 (+2.75%)	$742,000 (+20.4%) Land $124,600 Building $617,400
2023	$9,966.00	$616,300 Land $108,100 Building $508,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 individual policies
Nearby Flood Policies	36 units insured incl. 24 condo units
Nearby Flood Claims	5 (1994–2013)
Most Recent Claim	May 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN WATER DEPT serves 7,326 people · EPA ID MA1341000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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