Lowndes County property record for 287 Bent Oak Rd, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 5,938 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Aug 2022) |
| Tax Bill | $3,892 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E000002301 |
| Primary APN | 21E000002301 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 5,938 sqft Adjusted Area |
| 1st Floor Area | 3,282 sqft |
| 2nd Floor Area | 1,803 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 760 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 287 BENT OAK RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39701-8594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 SW4 287 BENT OAK RD |
| Legal Range | 17E |
| Legal Township | 18N |
| Legal Section | 09 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2109 |
| Census Tract | 1000 |
Source: Lowndes County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 287 BENT OAK RD, COLUMBUS, MS 39701-8594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK |
| Dec 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 23, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Prior Sale | Dec 22, 2021 · Amount on Record |
| Deed Book / Page | 2022 / 6748 |
| Prior Transfer Date | Dec 6, 2021 |
| Prior Transfer Doc | 00202111288 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 287 BENT OAK RD, COLUMBUS, MS 39701-8594 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202137943 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 2021/37943 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 287 BENT OAK RD, COLUMBUS, MS 39701-8594 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020223546 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 2022/3546 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 22, 2021 |
| Property Address | 287 BENT OAK RD, COLUMBUS, MS 39701-8594 |
| Document Number | 00202111288 |
| Book / Page | 2021 / 11288 |
| Instrument Date | Dec 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 287 BENT OAK RD, COLUMBUS, MS 39701-8594 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 287 BENT OAK RD, COLUMBUS, MS 39701-8594 |
| Document Number | 0020182501 |
| Book / Page | 002018 / 002501 |
| Instrument Date | Jan 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 287 BENT OAK RD COLUMBUS MS 397018594, COLUMBUS, MS 39701-8594 |
| Document Number | 0020182501 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 002018/002501 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 31, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,892.00 (+0.91%) Homeowner's exemption | $43,591 (+11.06%) | $435,910 (+11.06%) Land $2,500 Building $433,410 |
| 2024 | $3,857.00 (+12.51%) | ||
| 2023 | $3,428.00 Homeowner's exemption | $39,251 | $392,510 Land $2,500 Building $390,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 36 (1983–2020) |
| Claims Outside the SFHA | 4 of 36 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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