28690 Eagle Ridge Rd, Moravia, IA 52571 Property Records

Appanoose County property record for 28690 Eagle Ridge Rd, Moravia, IA 52571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,130 sqft · built 2022
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,890 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2021 Sale
Flood Zone	Zone A (high risk)
APN	`255232000800561`

Property Details

APN / Parcel Number

Primary APN	`255232000800561`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
Basement Area	1,554 sqft
Finished Basement	1,554 sqft
Unfinished Basement	1,554 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	129 sqft
Deck Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	28690 EAGLE RIDGE RD
City	MORAVIA
State	IA
Zip	52571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 COVES OF SUNDOWN LAKE PHASE V
Legal Subdivision	COVES OF SUNDOWN LAKE PHASE V
Legal Lot Number	61
Jurisdiction	APPANOOSE IA
Township / Civil Division	UDELL
Census Block Group	2
Census Block	2010
Census Tract	950100

Owner

28690 Eagle Ridge Rd, a single family home, is owned by two individuals.

Source: Appanoose County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 LINCOLN VALLEY DR, STATE CENTER, IA 50247-9554
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK
Sep 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	28690 EAGLE RIDGE RD, MORAVIA, IA 52571-8606
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/469
Date	Feb 28, 2022
Book Page	2022/469
Instrument	2022 469

Lender

Name	FARMERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APPANOOSE IA
Recording Date	Sep 1, 2021
Property Address	28690 EAGLE RIDGE RD, MORAVIA, IA 52571-8606
Document Number	02021/2356
Book / Page	2021 / 2356
Map Reference	MB 2005 PG 1526
Instrument Date	Aug 28, 2021
Instrument	2021 2356
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount on Record
Tax	$127.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 LINCOLN VALLEY DR, STATE CENTER, IA 50247-9554

Tax Assessment & Valuation

The 2026 property tax bill for 28690 Eagle Ridge Rd was $7,890, up 6.7% from the year before.

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Unified School District	Moravia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,890.00 (+6.74%)	$808,530 (-) Land $235,000 Building $573,530	$808,530 (-) Land $235,000 Building $573,530
2025	$7,392.00	$808,530 Land $235,000 Building $573,530	$808,530 Land $235,000 Building $573,530
2024	$7,392.00
2023		$603,250 (+653.12%) Land $164,500 Building $438,750	$603,250 Land $164,500 Building $438,750
2022	$1,116.00	$80,100 Land $80,100
2021			$80,100 Land $80,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28690 Eagle Ridge Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28690 Eagle Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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