2869 Cathy Blvd, Winter Haven, FL 33880 Property Records

Polk County property record for 2869 Cathy Blvd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,928 sqft · built 2023
Lot Size	0.128 acres (5,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,700 (Oct 2023)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-08-686704-000710`

Property Details

APN / Parcel Number

Primary APN	`26-29-08-686704-000710`
Alternative APN	`082926686704000710`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,928 sqft Living Area
Gross Area	2,369 sqft
1st Floor Area	1,928 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,576 sqft (0.128 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	245 sqft

Location & Zoning

Street Address	2869 CATHY BLVD
City	EAGLE LAKE
State	FL
Zip	33839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTTON PRESERVE PB 193 PG 30-31 LOT 71
Legal Subdivision	SUTTON PRESERVE
Legal Block	3
Legal Lot Number	71
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3000
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2869 CATHY BLVD, WINTER HAVEN, FL 33880-5116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 5, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	2023234802
Deed Book / Page	12861 / 1396
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 1, 2026
Property Address	2869 CATHY BLVD, WINTER HAVEN, FL 33880-5116
Document Number	0000129326
Book / Page	14018 / 1218
Instrument Date	May 5, 2026
Instrument	2026129326
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2869 CATHY BLVD, WINTER HAVEN, FL 33880-5116

Mortgage

Document Number	0000129326,
Date	Jun 1, 2026
Book Page	14018/1218
Instrument	2026129326

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 5, 2023
Property Address	2869 CATHY BLVD, EAGLE LAKE, FL 33839
Document Number	0000234802
Book / Page	12861 / 1396
Map Reference	MB 193 PG 30
Instrument Date	Sep 28, 2023
Instrument	2023234802
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,230.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2869 CATHY BLVD, WINTER HAVEN, FL 33880-5116

Mortgage

Document Number	0128611401
Date	Oct 5, 2023
Instrument	12861/1401

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,286 (-1.35%) Land $50,000 Building $207,286	$257,286 (-1.35%) Land $50,000 Building $207,286
2025	$4,287.00 (+347.96%)	$260,819 (+443.37%) Land $50,000 Building $210,819	$260,819 (+443.37%) Land $50,000 Building $210,819
2023	$957.00 (+476.51%)	$48,000 (+479.99%) Land $48,000	$48,000 (+479.99%) Land $48,000
2022	$166.00	$8,276 Land $8,276	$8,276 Land $8,276

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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