2869 130th St, Sumner, IA 50674 Property Records

Bremer County property record for 2869 130th St, Sumner, IA 50674

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 1,344 sqft · built 1985
Lot Size39 acres (1,698,840 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Apr 2026)
Tax Bill$3,574 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
May 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN04-18-400-003

Property Details

APN / Parcel Number

Primary APN04-18-400-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Basement Area1,344 sqft
Finished Basement950 sqft
Unfinished Basement419 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,698,840 sqft (39 acres)
Garage TypeMixed
Garage Area1,066 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area208 sqft
Deck Area100 sqft
GranaryGranary
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2869 130TH ST
CitySUMNER
StateIA
Zip50674-9167
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description18-93-11 SW SE
Legal Range11W
Legal Township93N
Legal Section18
Legal SubdivisionBREMER COUNTY
JurisdictionBREMER IA
Township / Civil DivisionLE ROY
Census Block Group2
Census Block2061
Census Tract4500

Owner

Source: Bremer County assessment roll, APN 04-18-400-003, as of September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2869 130TH ST, SUMNER, IA 50674-9167
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CREDIT UNION
May 12, 2026Re-recorded Document, Transfer · Conventional Mortgage
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Deed Document Number20261239
Prior Transfer DateApr 22, 2026
Prior Transfer Doc0000001434
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateApr 24, 2026
Property Address2869 130TH ST, SUMNER, IA 50674-9167
Document Number0000001239
Instrument DateApr 22, 2026
Instrument2026.1239
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$49,207.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2869 130TH ST, SUMNER, IA 50674-9167

Mortgage

Document Number0020261240,
DateApr 24, 2026
Instrument2026.1240
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2026: Re-recorded Document, Transfer

Document TypeRe-recorded Document
JurisdictionBREMER IA
Recording DateMay 12, 2026
Property Address2869 130TH ST, SUMNER, IA 50674-9167
Document Number0000001434
Instrument DateApr 22, 2026
Instrument20261434
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2869 130TH ST, SUMNER, IA 50674-9167

Mortgage

Document Number0020261435,
DateMay 12, 2026
Instrument20261435
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMay 01, 2066
Interest
Rate TypeAdjustable Rate
Rate6.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Bremer County assessment roll as of September 18, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,574.00$313,190 (+7.45%) Land $97,310 Building $215,880$313,190 (+7.45%) Land $97,310 Building $215,880
2024$3,574.00 (+7.01%)
2023$291,470 Land $78,520 Building $212,950$291,470 Land $78,520 Building $212,950
2022$3,340.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bremer County (19017C), as of January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190170045002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2008–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 1 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hawkeye Telephone Company
Fiber
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
LTD Broadband
Fixed Wireless
150 / 130

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