Lake County property record for 28687 Spring Ln, Big Arm, MT 59910
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,906 sqft · built 2015 |
| Lot Size | 20.1 acres (875,992 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $470,000 (Jul 2020) |
| Tax Bill | $7,445 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R152792 |
| Primary APN | R152792 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,906 sqft Living Area |
| 1st Floor Area | 1,906 sqft |
| Basement Area | 1,150 sqft |
| Finished Basement | 1,150 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 875,992 sqft (20.1 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,250 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 0000001965 |
|---|---|
| Street Address | 28687 SPRING LN |
| City | BIG ARM |
| State | MT |
| Zip | 59910-7718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S32, T24 N, R21 W, C.O.S. 3034, PARCEL 11, ACRES 20.11 |
| Legal Range | 21W |
| Legal Township | 24N |
| Legal Section | 32 |
| Legal Tract | 11 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2178 |
| Census Tract | 940306 |
28687 Spring Ln, a rural home, is held in a trust since July 2020.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 35650 PYRAMID PEAK RD, MOUNTAIN CENTER, CA 92561-4060 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Deed Document Number | 2020579208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jul 31, 2020 |
| Property Address | 28687 SPRING LN, BIG ARM, MT 59910-7718 |
| Document Number | 579208 |
| Map Reference | MAP 3034 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 579208 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 20202 E FRANK LN, ORANGE, CA 92869-1640 |
| Document Number | 579209 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 579209 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 28687 Spring Ln was $7,445, up 62.4% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,445.00 (+62.41%) | $977,811 (-) | |
| 2025 | $4,584.00 | $977,811 | $977,811 Land $331,261 Building $646,550 |
| 2023 | $4,719.00 | $969,893 | $969,893 Land $203,453 Building $766,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28687 Spring Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28687 Spring Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 62% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
| CenturyLink DSL | 10 / 1 |
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