28680 Benstead Rd, Girard, IL 62640 Property Records

Macoupin County property record for 28680 Benstead Rd, Girard, IL 62640

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$32,000 (Dec 2016)
Tax Bill$447 (2025)
Deeds & MortgagesOct 2018 Mortgage
APN08-09-200-001

Property Details

APN / Parcel Number

Primary APN08-09-200-001
Alternative APN
  • 06-000-103-00

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address28680 BENSTEAD RD
CityGIRARD
StateIL
Zip62640-8589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS9 T11 R6 OFF W SIDE NE 08-09-200-001
Legal Range06W
Legal Township11N
Legal Section09
JurisdictionMACOUPIN IL
Township / Civil DivisionNILWOOD
Census Block Group2
Census Block2005
Census Tract956300

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28680 BENSTEAD RD, GIRARD, IL 62640-8589
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2016 · Amount on Record
Deed SaleDec 29, 2016 · Amount on Record
Prior SaleJan 1, 1985 · Amount on Record
Deed Document Number2016558600
Prior Transfer DateDec 23, 2016
Prior Transfer Doc558601
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address28680 BENSTEAD RD, GIRARD, IL 62640-8589
Transaction TypeMortgage
Record UpdatedJul 22, 2021
Title CompanyQUALITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number571311
DateOct 4, 2018
Instrument571311
Lender
NameCNB BANK & TRUST NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Min Rate At Change4.5%
Max Rate At Change11.1%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionNilwood Township
Unified School DistrictNorth Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$447.00 (+11.47%)$11,804 (+7%) Land $1,529 Building $10,275$35,412 (+7%) Land $4,587 Building $30,825
2024$401.00 (+13.92%)$11,032 (+15.57%) Land $1,429 Building $9,603$33,096 (+15.57%) Land $4,287 Building $28,809
2022$352.00 Homeowner's exemption$9,546 Land $1,236 Building $8,310$28,638 Land $3,708 Building $24,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
25 / 3

May also be available: Nextlink, Royell Communications.

Nearby Properties on Benstead Rd

Nearby Streets

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