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2868 Harper Ranch Rd, Jamul, CA 91935 Property Records

San Diego County property record for 2868 Harper Ranch Rd, Jamul, CA 91935

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,875 sqft · built 2002
Lot Size4.26 acres (186,001 sqft)
Owner2 Individual Names on File
Last Sale$1,285,000 (Dec 2024)
Tax Bill$15,286 (2025)
Deeds & MortgagesSep 2022 Transfer
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APN599-280-05-00

Property Details

APN / Parcel Number

Primary APN599-280-05-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,875 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area186,001 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address2868 HARPER RANCH RD
CityJAMUL
StateCA
Zip91935-3766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 TR 012089
Legal SubdivisionSAN DIEGO 4487
Legal Tract012089
Legal Block1
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group1
Census Block1011
Census Tract21304

Owner

Source: San Diego County records · APN 599-280-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address322 RIVER TRAIL PL, SANTEE, CA 92071-6905
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE CO
Feb 25, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 22, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Prior SaleAug 07, 2013 · Amount on Record
Deed Document Number2024357907
Prior Transfer DateSep 26, 2022
Prior Transfer Doc0000381194
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 28, 2022
Property Address2868 HARPER RANCH RD, JAMUL, CA 91935-3766
Document Number0000381194
Map ReferenceMAP 12019
Instrument DateSep 26, 2022
Instrument2022-0381194
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2868 HARPER RANCH RD, JAMUL, CA 91935-3766

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2868 HARPER RANCH RD, JAMUL, CA 91935-3766
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094844
DateFeb 25, 2020
Instrument2020-0094844
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2868 HARPER RANCH RD, JAMUL, CA 91935-3766
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2868 HARPER RANCH RD, JAMUL, CA 91935-3766

Mortgage

Document Number0000823315
DateDec 22, 2020
Instrument2020-0823315
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeNon-Lending Institution
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictJamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,310,699 (+2%) Land $468,061 Building $842,638
2025$15,286.00 (+116.39%)$1,285,000 (+116.37%) Land $458,884 Building $826,116
2023$7,064.00 (+2.5%) Homeowner's exemption$593,886 Land $212,082 Building $381,804
2022$6,892.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskExtreme
above 99.5% of the US · above 96% of California
Wildfire Likelihood4% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 23 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
SDWISP
Fixed Wireless		100 / 100
AT&T
DSL		10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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