28678 Steinmaier Rd, Defiance, OH 43512 Property Records

Defiance County property record for 28678 Steinmaier Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,294 sqft · built 1992
Lot Size	0.402 acres (17,498 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2026)
Tax Bill	$3,582 (2025)
Deeds & Mortgages	Sep 2005 Line of Credit Jun 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F120003E01500`

Property Details

APN / Parcel Number

Primary APN	`F120003E01500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,294 sqft Living Area
Gross Area	5,058 sqft
1st Floor Area	1,720 sqft
Upper Floors Area	574 sqft
Attic	Attic
Attic Area	574 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,498 sqft (0.402 acres)
Lot Dimensions	140 ft deep x 125 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached - Unfinished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	28678 STEINMAIER RD
City	DEFIANCE
State	OH
Zip	43512-8968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AYERS-ACRES LOT 15
Legal Subdivision	AYERS-ACRES
Legal Lot Number	15
Jurisdiction	DEFIANCE OH
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1015
Census Tract	958900

Owner

28678 Steinmaier Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28678 STEINMAIER RD, DEFIANCE, OH 43512-8968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2005	Deed of Trust, Mortgage · Line of Credit THE SHORWOOD STATE BANK
Jun 9, 2026	Warranty Deed, Transfer · Line of Credit SIWELL INC
Jun 9, 2026	Warranty Deed, Transfer · Line of Credit SIWELL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Oct 25, 2005 · Amount on File
Deed Document Number	20262102
Deed Book / Page	482 / 209
Prior Transfer Date	Jan 21, 2025
Prior Transfer Doc	0000000220
Record Updated	Oct 29, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	28678 STEINMAIER RD, DEFIANCE, OH 43512-8968
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00296/2530
Date	Sep 21, 2005
Book Page	296/2530
Instrument	200500006611

Lender

Name	THE SHORWOOD STATE BANK
Address	SWANTON, OH 43558

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 9, 2026
Property Address	28678 STEINMAIER RD, DEFIANCE, OH 43512-8968
Document Number	0000002102
Book / Page	482 / 209
Instrument Date	Jun 5, 2026
Instrument	20262102
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	28678 STEINMAIER RD, DEFIANCE, OH 43512-8968

Mortgage

Document Number	0000002103,
Date	Jun 9, 2026
Instrument	20262103

Lender

Name	SIWELL INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 9, 2026
Property Address	28678 STEINMAIER RD, DEFIANCE, OH 43512-8968
Document Number	000482/209
Book / Page	482 / 209
Instrument Date	Jun 5, 2026
Instrument	20262102
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	28678 STEINMAIER RD, DEFIANCE, OH 43512-8968

Mortgage

Document Number	0000002103,
Date	Jun 9, 2026
Instrument	20262103

Lender

Name	SIWELL INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 28678 Steinmaier Rd was $3,582.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Highland Township
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,582.00	$94,830 (-) Land $3,120 Building $91,710
2024	$3,582.00 (+0.84%)	$94,830 (-) Land $3,120 Building $91,710	$270,940 (%) Land $8,910 Building $262,030
2023	$3,552.00 (+13.34%)	$94,830 (+39.89%) Land $3,120 Building $91,710	$270,942 Land $8,914 Building $262,028
2022	$3,134.00	$67,790 Land $3,120 Building $64,670
2020			$193,670 Land $8,910 Building $184,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28678 Steinmaier Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28678 Steinmaier Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayersville Telephone Company Fiber	1,000 / 100
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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