28675 Elwell Rd, Belleville, MI 48111 Property Records

Wayne County property record for 28675 Elwell Rd, Belleville, MI 48111

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,882 sqft · built 1997
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Jan 2006)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`81 131 99 0001 002`

Property Details

APN / Parcel Number

Primary APN	`81 131 99 0001 002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,882 sqft Living Area
1st Floor Area	2,882 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	108,900 sqft (2.5 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28675 ELWELL RD
City	BELLEVILLE
State	MI
Zip	48111-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33M2 PT OF SW 1/4 SEC 33 T4S R8E DESC AS BEG S0DEG 17M 55S E 195.18FT FROM W 1/4 COR SEC 33 TH N88DEG 21M 06S E 668.40FT TH
Legal Range	08E
Legal Township	04S
Legal Section	33
Legal Lot Number	0001
Jurisdiction	WAYNE MI
Township / Civil Division	SUMPTER
Census Block Group	3
Census Block	3028
Census Tract	589402

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28675 ELWELL RD, BELLEVILLE, MI 48111-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage SERVICE CREDIT UNION
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit PUBLIC SERVICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2006 · Amount on Record
Deed Sale	Jan 17, 2006 · Amount on Record
Deed Document Number	200686832
Deed Book / Page	44150 / 753
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jun 4, 2026
Property Address	28675 ELWELL RD, BELLEVILLE, MI 48111-9640
Document Number	0000196802
Book / Page	60321 / 1466
Instrument Date	May 12, 2026
Instrument	2026196802
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28675 ELWELL RD, BELLEVILLE, MI 48111-9640

Mortgage

Document Number	0000196802,
Date	Jun 4, 2026
Book Page	60321/1466
Instrument	2026196802

Lender

Name	SERVICE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	28675 ELWELL RD, BELLEVILLE, MI 48111-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0558191068
Date	Jun 1, 2020
Book Page	55819/1068
Instrument	2020176419

Lender

Name	PUBLIC SERVICE CU
Type	Credit Union
Address	ROMULUS, MI 48174

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	192 Months
Due	May 31, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Sumpter Township
Unified School District	Lincoln Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,700 (+2.43%)	$371,400 (+2.43%)
2025	$4,189.00 (+28.85%) Homeowner's exemption	$181,300 (+27.59%)	$362,600 (+27.59%)
2023		$142,100	$284,200
2019	$3,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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