28671 N Spoede Ln, Wright City, MO 63390 Property Records

Warren County property record for 28671 N Spoede Ln, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,214 sqft · built 1966
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$249,800 (Nov 2021)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-22.0-1-00-011.000.000`

Property Details

APN / Parcel Number

Primary APN	`05-22.0-1-00-011.000.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,214 sqft Living Area
Basement Area	2,214 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	280 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	28671 N SPOEDE LN
City	WRIGHT CITY
State	MO
Zip	63390-3179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 NE1/4
Legal Range	02W
Legal Township	47N
Legal Section	22
Jurisdiction	WARREN MO
Township / Civil Division	NORTH ELKHORN
Census Block Group	2
Census Block	2018
Census Tract	820105

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28671 N SPOEDE LN, WRIGHT CITY, MO 63390-3179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · FHA Mortgage CENTRAL TRUST BANK
Nov 12, 2021	Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	20219751
Transfer Doc	0000009750
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	28671 N SPOEDE LN, WRIGHT CITY, MO 63390-3179
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202109753
Date	Nov 12, 2021
Instrument	202109753

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Nov 12, 2021
Property Address	28671 N SPOEDE LN, WRIGHT CITY, MO 63390-3179
Document Number	202109751
Instrument Date	Nov 5, 2021
Instrument	202109751
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28671 N SPOEDE LN # 139, 139, WRIGHT CITY, MO 63390-3179

Mortgage

Document Number	202109753
Date	Nov 12, 2021
Instrument	202109753

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Warren County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00	$38,385 (+13%) Land $3,490 Building $34,895	$202,030 (+13%) Land $18,370 Building $183,660
2024	$2,296.00 (+15.43%)	$33,969 (-) Land $3,088 Building $30,881
2023	$1,989.00 (+8.22%)	$33,969 (+8%) Land $3,088 Building $30,881	$178,783 (+8%) Land $16,254 Building $162,529
2022	$1,838.00	$31,453 Land $2,860 Building $28,593
2021			$165,540 Land $15,050 Building $150,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 NORTH OAK DR serves 660 people · EPA ID MO6021633
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	ST CHARLES COUNTY PWSD 2 WARREN
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber.

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