28670 NE 55th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 28670 NE 55th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1963
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Owner Names on Record
Last Sale	$30,000 (Apr 2012)
Tax Bill	$643 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-19-34-36-0010-000A0-0140`

Property Details

APN / Parcel Number

Primary APN	`1-19-34-36-0010-000A0-0140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Heated Area
Gross Area	1,096 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	242 ft deep x 90 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	28670 NE 55TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-0347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN HOMESTEADS UNIT 1 (PLAT BOOK 6 PAGE 73) LOT 14 PARCEL A
Legal Range	36E
Legal Township	34S
Legal Section	19
Legal Subdivision	SOUTHERN HOMESTEADS UNIT 1
Legal Lot Number	14
Legal Unit	1
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1000
Census Tract	910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	28670 NE 55TH AVE, OKEECHOBEE, FL 34972-0347
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2012 · Amount on Record
Deed Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	2012003482
Deed Book / Page	0713 / 0640
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	28670 NE 55TH AVE, OKEECHOBEE, FL 34972-0347
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28670 NE 55TH AVE, OKEECHOBEE, FL 34972-0347

Mortgage

Document Number	2021007146
Date	Jun 8, 2021
Instrument	2021007146

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (-47.72%) Homeowner's exemption	$87,522 (+5.99%)	$163,517 (+7.5%) Land $26,250 Building $137,267
2023	$1,230.00 (+15.49%) Homeowner's exemption	$82,578 (+5.53%)	$152,103 (+22.65%) Land $15,750 Building $136,353
2022	$1,065.00 Homeowner's exemption	$78,254	$124,016 Land $10,500 Building $113,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3