28668 Laurel Rd, Mount Sterling, IA 52573 Property Records

Van Buren County property record for 28668 Laurel Rd, Mount Sterling, IA 52573

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,740 sqft · built 1990
Lot Size	2.88 acres (125,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Mar 2013)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Oct 2012 Construction Loan Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000181401400410`

Property Details

APN / Parcel Number

Primary APN	`000181401400410`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	125,453 sqft (2.88 acres)
Garage Type	Mixed
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	84 sqft
Patio Area	426 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	28668 LAUREL RD
City	MOUNT STERLING
State	IA
Zip	52573-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 'C' IN SE SE
Legal Range	10W
Legal Township	67N
Legal Section	01
Jurisdiction	VAN BUREN IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3066
Census Tract	950200

Owner

Source: Van Buren County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28668 LAUREL RD, MOUNT STERLING, IA 52573-8016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2012	Deed of Trust, Mortgage · Construction Mortgage LIBERTYVILLE SAVINGS BANK
Dec 20, 2021	Intrafamily Transfer, Transfer
Mar 23, 2013	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2013 · Amount on Record
Deed Sale	Mar 23, 2013 · Amount on Record
Prior Sale	Mar 22, 2013 · Amount on Record
Deed Document Number	2013372
Prior Transfer Date	Mar 18, 2013
Prior Transfer Doc	0000000372
Record Updated	Oct 29, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN IA
Property Address	28668 LAUREL RD, MOUNT STERLING, IA 52573-8016
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020121269
Date	Oct 11, 2012
Instrument	2012 1269

Lender

Name	LIBERTYVILLE SAVINGS BANK
Address	FAIRFIELD, IA 52556

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2042

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN IA
Recording Date	Dec 20, 2021
Property Address	28668 LAUREL RD, MOUNT STERLING, IA 52573-8016
Document Number	0020211587
Map Reference	DOC 2013-151
Instrument Date	Dec 16, 2021
Instrument	2021 1587
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28668 LAUREL RD, MOUNT STERLING, IA 52573-8016
Investor	Possibly a Property Investor

March 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN IA
Recording Date	Mar 23, 2013
Property Address	28668 LAUREL RD, MOUNT STERLING, IA 52573-8016
Document Number	0020130372
Instrument Date	Mar 18, 2013
Instrument	2013 0372
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28668 LAUREL RD, MOUNT STERLING, IA 52573-8016
Investor	Possibly a Property Investor

Mortgage

Document Number	0020130373
Date	Mar 22, 2013
Instrument	2013 0373

Lender

Name	IOWA BANKERS MORTGAGE CORP
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Van Buren County
Unified School District	Van Buren County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 (+7.44%) Homeowner's exemption	$164,110 (+16.1%) Land $2,670 Building $161,440	$164,110 (+16.1%) Land $2,670 Building $161,440
2024	$1,398.00 (+12.38%)
2023		$141,350 (+28.51%) Land $1,830 Building $139,520	$141,350 (+28.51%) Land $1,830 Building $139,520
2022	$1,244.00 Homeowner's exemption	$109,990 Land $1,410 Building $108,580	$109,990 Land $1,410 Building $108,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 77% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Van Buren Telephone Fiber	1,000 / 1,000

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