2866 N Mountain Spring Ct, Merced, CA 95348 Property Records

Merced County property record for 2866 N Mountain Spring Ct, Merced, CA 95348 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2002
Lot Size	0.172 acres (7,499 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2022)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`005-391-005-000`

Property Details

APN / Parcel Number

Primary APN	`005-391-005-000`
Alternative APN	`005391005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	1,897 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	7,499 sqft (0.172 acres)
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	005391005
Street Address	2866 N MOUNTAIN SPRING CT
City	MERCED
State	CA
Zip	95348-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY PINES #1 LOT 16
Legal Subdivision	MONTEREY PINES 01
Legal Lot Number	16
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1030
Census Tract	904

Owner

Source: Merced County records · APN 005-391-005-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2866 N MOUNTAIN SPRING CT, MERCED, CA 95348-9394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Sep 05, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 17, 2019	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2022 · Amount on Record
Deed Sale	Nov 04, 2022 · Amount on Record
Prior Sale	Sep 17, 2019 · Amount on Record
Deed Document Number	2022037533
Record Updated	Jun 08, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 04, 2022
Property Address	2866 N MOUNTAIN SPRING CT, MERCED, CA 95348-9394
Document Number	0000037533
Map Reference	MB 55 PG 34-36
Instrument Date	Oct 27, 2022
Instrument	2022037533
Transaction Type	Transfer
Record Updated	Dec 09, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2866 N MOUNTAIN SPRING CT, MERCED, CA 95348-9394

Mortgage

Document Number	0000037534
Date	Nov 04, 2022
Instrument	2022037534

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2866 N MOUNTAIN SPRING CT, MERCED, CA 95348-9394
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2866 N MOUNTAIN SPRING CT, MERCED, CA 95348-9394

Mortgage

Document Number	0000004023
Date	Jan 25, 2022
Instrument	2022004023

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 05, 2019
Property Address	2866 N MOUNTAIN SPRING CT, MERCED, CA 95348-9394
Document Number	0000027864
Instrument Date	Aug 27, 2019
Instrument	27864
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$289.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	455 TAFT AVE GLENDALE HEIGHTS IL 601376202, GLENDALE HEIGHTS, IL 60137-6202
Investor	Possibly a Property Investor

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 17, 2019
Property Address	2866 N MOUNTAIN SPRING CT, MERCED, CA 95348-9394
Document Number	0000029391
Map Reference	MB 55 PG 34-36
Instrument Date	Aug 27, 2019
Instrument	2019029391
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2866 N MOUNTAIN SPRING CT, MERCED, CA 95348-9394

Mortgage

Document Number	0000029392
Date	Sep 17, 2019
Instrument	2019029392

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,213.00 (-3.42%) Disabled Person's exemption Veteran's exemption Additional exemption filed	$364,140 (+4.04%) Land $98,838 Building $265,302
2023	$1,256.00 (+28.69%) Disabled Person's exemption Veteran's exemption Additional exemption filed	$350,000 Land $95,000 Building $255,000
2022	$976.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470009041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Ayera Technologies, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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