2866 E Cheryl Dr, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2866 E Cheryl Dr, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1966
Lot Size	0.221 acres (9,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,500 (Dec 2020)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`165-04-055`

Property Details

APN / Parcel Number

Primary APN	`165-04-055`
Alternative APN	`165040552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,806 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,806 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,635 sqft (0.221 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Slab
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2866 E CHERYL DR
City	PHOENIX
State	AZ
Zip	85028-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	PARADISE VIEW 1 MCR 99/12
Legal Range	3E
Legal Township	3N
Legal Section	26
Legal Subdivision	PARADISE VIEW 1
Legal Lot Number	40
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1022
Census Tract	104801

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2866 E CHERYL DR, PHOENIX, AZ 85028-4410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 16, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 11, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	20201248772
Prior Transfer Date	Sep 11, 2019
Prior Transfer Doc	0000712880
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 17, 2020
Property Address	2866 E CHERYL DR, PHOENIX, AZ 85028-4410
Document Number	0001248772
Map Reference	MB 99 PG 12
Instrument Date	Nov 17, 2020
Instrument	20201248772
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2290 E BELLEWOOD DR, 2290, CENTENNIAL, CO 80015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2866 E CHERYL DR, PHOENIX, AZ 85028-4410

Mortgage

Document Number	0001248773
Date	Dec 17, 2020
Instrument	20201248773

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2866 E CHERYL DR, PHOENIX, AZ 85028-4410
Document Number	0000842657
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2866 E CHERYL DR PHOENIX AZ 850284410, PHOENIX, AZ 85028-4410

Mortgage

Document Number	0000842657
Date	Oct 22, 2019
Instrument	842657

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2039

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2866 E CHERYL DR, PHOENIX, AZ 85028-4410
Document Number	0000352656
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2866 E CHERYL DR PHOENIX AZ 850284410, PHOENIX, AZ 85028-4410

Mortgage

Document Number	0000352656
Date	May 16, 2017
Instrument	352656

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2037

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,730 (+103.07%)	$537,300 (+5.13%) Land $107,400 Building $429,900
2025	$2,704.00 (+23.98%)	$26,459 (-47.51%)	$511,100 (+1.39%) Land $102,200 Building $408,900
2024		$50,410	$504,100 Land $100,800 Building $403,300
2023	$2,181.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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