28655 Shady Ln, Polson, MT 59860 Property Records

Lake County property record for 28655 Shady Ln, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,390 sqft · built 2001
Lot Size	0.519 acres (22,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$978,800 (Jun 2018)
Tax Bill	$16,453 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R152194`

Property Details

APN / Parcel Number

Primary APN	`R152194`
Alternative APNs	`15-3468-33-3-05-11-0000` `0000001611`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,390 sqft Living Area
1st Floor Area	1,851 sqft
2nd Floor Area	539 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,644 sqft (0.519 acres)
Lot Dimensions	206 ft deep x 131 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,032 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	118 sqft
Deck Area	296 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000001611
Street Address	28655 SHADY LN
City	POLSON
State	MT
Zip	59860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33, T24 N, R20 W, H-417 TRS 9-10 IN GOV LT 4
Legal Range	20W
Legal Township	24N
Legal Section	33
Legal Lot Number	4
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2010
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1530 RATTLESNAKE CT, MISSOULA, MT 59802-8619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 27, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	2018562909
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	28655 SHADY LN, POLSON, MT 59860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	577689
Date	Jun 8, 2020
Instrument	577689

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 27, 2018
Property Address	28655 SHADY LN, POLSON, MT 59860
Document Number	562909
Instrument Date	Jun 25, 2018
Instrument	562909
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 MICHELLE CT, 108, MISSOULA, MT 59803-2324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1530 RATTLESNAKE CT, MISSOULA, MT 59802-8619

Mortgage

Document Number	562912
Date	Jun 27, 2018
Instrument	562912

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,453.00 (+15.17%)	$2,216,100 (-)
2025	$14,286.00 (+49.83%)	$2,216,100 (+47.65%)	$2,216,100 (+47.65%) Land $1,500,000 Building $716,100
2023	$9,535.00	$1,500,900	$1,500,900 Land $857,200 Building $643,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 66% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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