28654 505th St, Elgin, MN 55932 Property Records

Wabasha County property record for 28654 505th St, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,232 sqft · built 1977
Lot Size	0.678 acres (29,552 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,008 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02.00337.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00337.00`
Alternative APN	`02.00337.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,232 sqft Living Area
Basement Area	672 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,552 sqft (0.678 acres)
Garage Type	Attached
Garage Area	280 sqft
Deck Area	216 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28654 505TH ST
City	ELGIN
State	MN
Zip	55932-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES SUBDIVISION LOT-011 BLOCK-001 (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	WOODLAND ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	11
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3071
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28654 505TH ST, ELGIN, MN 55932-5265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jan 27, 2020	Intrafamily Transfer, Transfer · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020
Deed Sale	Jan 27, 2020
Deed Document Number	2020337618
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	0000337618
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	28654 505TH ST, ELGIN, MN 55932-5265
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, RESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338388
Date	Apr 9, 2020
Instrument	338388

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	28654 505TH ST, ELGIN, MN 55932-5265
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28654 505TH ST, ELGIN, MN 55932-5265

Mortgage

Document Number	0000346612
Date	Oct 29, 2021
Instrument	346612

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	160 Months
Due	Feb 1, 2035

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WABASHA MN
Recording Date	Jan 27, 2020
Property Address	28654 505TH ST, ELGIN, MN 55932-5265
Document Number	0000337618
Instrument Date	Jan 17, 2020
Instrument	337618
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, RESEARCH TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28654 505TH ST, ELGIN, MN 55932-5265

Mortgage

Document Number	0000337619
Date	Jan 27, 2020
Instrument	337619

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,008.00 (-35.72%) Homeowner's exemption	$299,700 (+7.15%) Land $75,000 Building $224,700	$299,700 (+7.15%) Land $75,000 Building $224,700
2023	$3,124.00 Homeowner's exemption	$279,700 Land $70,000 Building $209,700	$279,700 Land $70,000 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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