Caldwell County property record for 2865 Zacks Fork Rd, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,476 sqft · built 1920 |
| Lot Size | 5.5 acres (239,972 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $457 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 11 1 19 |
| Primary APN | 05 11 1 19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,476 sqft Heated Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 512 sqft |
| Flooring | Softwood |
| Interior Walls | Masonry |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 239,972 sqft (5.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 616 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 170760 |
|---|---|
| Street Address | 2865 ZACKS FORK RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-6885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2012 PG 934 YR 21 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | KINGS CREEK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 31100 |
2865 Zacks Fork Rd, a single family home, is owned by an individual.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2875 ZACKS FORK RD, LENOIR, NC 28645-6885 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2865 Zacks Fork Rd was $457, down 4.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457.00 (-4.59%) | $72,200 (-) Land $43,500 Building $28,700 | |
| 2025 | $479.00 | $72,200 Land $43,500 Building $28,700 | $72,200 Land $43,500 Building $28,700 |
| 2023 | $50,900 (-) Land $33,600 Building $17,300 | $50,900 (-) Land $33,600 Building $17,300 | |
| 2022 | $378.00 | $50,900 Land $33,600 Building $17,300 | $50,900 Land $33,600 Building $17,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2865 Zacks Fork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2865 Zacks Fork Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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