Osceola County property record for 2865 Wilson Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,848 sqft Heated Area |
| Lot Size | 217,800 sqft (5 acres) |
| Garage | Finished, 609 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,003.00 (2025) |
| Primary APN | 98018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,848 sqft Heated Area |
| Gross Area | 4,625 sqft Gross Area |
| 1st Floor | 1,884 sqft 1st Floor |
| Upper Floors | 964 sqft Upper Floors |
| Attic Area | 330 sqft Attic |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Parking Spaces | 7 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 609 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 378 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 396 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98018 |
|---|---|
| Street Address | 2865 WILSON RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7542 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 50 LOT 22 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1061 |
| Census Tract | 43301 |
Source: Osceola County records · APN 98018
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2865 WILSON RD, SAINT CLOUD, FL 34772-7542 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Sep 29, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 13, 2018 | Warranty Deed, Transfer LAND TITLE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2020 |
| Deed Sale | Sep 29, 2020 |
| Prior Sale | Jul 13, 2018 · Amount on Record |
| Deed Doc Number | 0058021664 |
| Deed Book / Page | 5802 / 1664 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2865 WILSON RD, SAINT CLOUD, FL 34772-7542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054832118 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 5483/2118 |
| Instrument | 2019025487 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33883 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 2865 WILSON RD, SAINT CLOUD, FL 34772-7542 |
| Document Number | 0058021664 |
| Book / Page | 005802 / 001664 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 130508 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7064 BUTTONBUSH LOOP HARMONY FL 34773, HARMONY, FL 34773 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 13, 2018 |
| Property Address | 2865 WILSON RD, SAINT CLOUD, FL 34772-7542 |
| Document Number | 0053662985 |
| Book / Page | 005366 / 002985 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 107724 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | LAND TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2865 WILSON RD ST CLOUD FL 347727542, ST CLOUD, FL 34772-7542 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,003.00 (+21.01%) Homeowner's exemption | $494,927 (+20.69%) | $794,300 (+13.5%) Land $194,000 Building $600,300 |
| 2023 | $5,787.00 (+3.73%) Homeowner's exemption | $410,079 (+3%) | $699,800 (+45.16%) Land $169,800 Building $530,000 |
| 2022 | $5,579.00 Homeowner's exemption | $398,135 | $482,100 Land $169,800 Building $312,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 418 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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