2865 W North Bend Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2865 W North Bend Rd, Cincinnati, OH 45239

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,615 sqft · built 1997
Lot Size1.16 acres (50,835 sqft)
Owner2 Individual Names on File
Last Sale$44,000 (Mar 1997)
Tax Bill$7,380 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN231-0005-0204-00

Property Details

APN / Parcel Number

Primary APN231-0005-0204-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,615 sqft Living Area
1st Floor Area1,423 sqft
2nd Floor Area1,192 sqft
Upper Floors Area138 sqft
Attic Area116 sqft
Basement Area1,399 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area50,835 sqft (1.16 acres)
Lot Width15 ft Width
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area105 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2865 W NORTH BEND RD
CityCINCINNATI
StateOH
Zip45239-7781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH BEND RD LOT 7 1.1665 AC CASTLEBERRY MANOR SUB
Legal SubdivisionCASTLEBERRY MANOR SUB
Legal Lot Number7 1
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group4
Census Block4000
Census Tract20811

Owner

2865 W North Bend Rd is owned and occupied by two individuals who bought it in March 1997.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address2865 W NORTH BEND RD, CINCINNATI, OH 45239-7781
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 1997 · Amount on File
Deed SaleMar 27, 1997 · Amount on File
Deed Document Number806348
Deed Book / Page0000007309 / 0000001727
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2865 W NORTH BEND RD, CINCINNATI, OH 45239-7781
Transaction TypeMortgage
Record UpdatedNov 23, 2023
Title CompanyTERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2865 W NORTH BEND RD, CINCINNATI, OH 45239-7781

Mortgage

Document Number0000076509
DateOct 27, 2023
Book Page15031/1400
Instrument2023-0076509
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2865 W North Bend Rd was $7,380, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,380.00 (+3.13%)$120,047 (-) Land $9,940 Building $110,107
2024$7,156.00 (-2.2%)$120,047 (-) Land $9,940 Building $110,107
2023$7,317.00 (+33.08%)$120,047 (+48.41%) Land $9,940 Building $110,107$342,990 Land $28,400 Building $314,590
2022$5,498.00 Homeowner's exemption$80,889 Land $8,243 Building $72,646
2020$231,110 Land $23,550 Building $207,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2865 W North Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2865 W North Bend Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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