2865 Sunridge Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2865 Sunridge Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	2,626 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$518,990 (2023)
Tax Bill	$6,235.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`102531517400010120`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,626 sqft Heated Area
Gross Area	3,214 sqft Gross Area
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	110 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2865 SUNRIDGE LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8493
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUNCREST PB 30 PGS 104-107 LOT 12
Legal Subdivision	SUNCREST
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43700

Owner

Source: Osceola County records · APN 102531517400010120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2865 SUNRIDGE LOOP, SAINT CLOUD, FL 34771-8493
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 2023 · Amount on Record
Deed Sale	Jan 09, 2023 · Amount on Record
Deed Doc Number	2023002949
Deed Book / Page	6341 / 2697
Record Refreshed	Jun 08, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 09, 2023
Property Address	2865 SUNRIDGE LOOP, SAINT CLOUD, FL 34771-8493
Document Number	0063412697
Book / Page	6341 / 2697
Map Reference	MB 30 PG 104-107
Instrument Date	Dec 21, 2022
Instrument	2023002949
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,633.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2865 SUNRIDGE LOOP, SAINT CLOUD, FL 34771-8493

Mortgage

Document Number	0063412698
Date	Jan 09, 2023
Instrument	6341/2698

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,235.00 (-6.34%) Homeowner's exemption	$439,500 (+1.69%) Land $80,000 Building $359,500	$439,500 (+1.69%) Land $80,000 Building $359,500
2023	$6,657.00 (+495.44%)	$432,200 (+440.25%) Land $80,000 Building $352,200	$432,200 (+440.25%) Land $80,000 Building $352,200
2022	$1,118.00	$80,000 Land $80,000	$80,000 Land $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 139 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.