2865 S Granite St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2865 S Granite St, Gilbert, AZ 85295

Property Summary

Property Type	Townhouse
Details	4 ba · 1,893 sqft · built 2004
Lot Size	0.084 acres (3,655 sqft)
Owner	2 Company Names on File
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-31-314`

Property Details

APN / Parcel Number

Primary APN	`309-31-314`
Alternative APN	`309313145`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,893 sqft Living Area
Gross Area	2,021 sqft
1st Floor Area	1,064 sqft
2nd Floor Area	829 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	3,655 sqft (0.084 acres)
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2865 S GRANITE ST
City	GILBERT
State	AZ
Zip	85295-8324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-4
Legal Description	SPECTRUM AT VAL VISTA PARCEL 15 MCR 640-17
Legal Range	6E
Legal Township	1S
Legal Section	32
Legal Subdivision	SPECTRUM AT VAL VISTA PARCEL 15
Legal Lot Number	88
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2000
Census Tract	815402

Owner

2865 S Granite St, a townhouse, is owned by a company that acquired it in May 2011.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Company Names on File
Mailing Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2024	Intrafamily Transfer, Transfer
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 12, 2018	Re-recorded Document · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2011
Deed Sale	May 2, 2011
Prior Sale	Feb 10, 2011 · Amount on File
Deed Document Number	2011369668
Prior Transfer Date	Mar 22, 2011
Prior Transfer Doc	0000678687
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324

Mortgage

Document Number	0000990788
Date	Sep 14, 2021
Instrument	20210990788

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	217 Months
Due	Oct 1, 2039

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2024
Property Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324
Document Number	0000048783
Map Reference	MB 640 PG 17
Instrument Date	Jan 31, 2024
Instrument	20240048783
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324
Document Number	0000767373
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 S GRANITE ST GILBERT AZ 852958324, GILBERT, AZ 85295-8324

Mortgage

Document Number	0000767373
Date	Oct 12, 2018
Instrument	767373

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2018
Property Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324
Document Number	0000720096
Map Reference	MB 640 PG 17
Instrument Date	Sep 5, 2018
Instrument	20180720096
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324

Mortgage

Document Number	0000720097
Date	Sep 25, 2018
Instrument	20180720097

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

October 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Oct 12, 2018
Property Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324
Document Number	0000767372
Map Reference	MB 640 PG 17
Instrument Date	Sep 5, 2018
Instrument	20180767372
Record Updated	Nov 9, 2022
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 S GRANITE ST, GILBERT, AZ 85295-8324

Mortgage

Document Number	0000767373
Date	Oct 12, 2018
Instrument	20180767373

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2865 S Granite St was $1,523.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,030 (+123.67%)	$370,300 (+2.55%) Land $74,000 Building $296,300
2025	$1,523.00	$16,556 (-58.38%)	$361,100 (-9.23%) Land $72,200 Building $288,900
2024		$39,780 (+27.58%)	$397,800 (+27.58%) Land $79,500 Building $318,300
2023	$1,475.00 (+2.86%)	$31,180 Land $6,230 Building $24,950	$311,800 Land $62,300 Building $249,500
2022	$1,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2865 S Granite St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2865 S Granite St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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