2865 S Derby Rd, Sidney, MI 48885 Property Records

Montcalm County property record for 2865 S Derby Rd, Sidney, MI 48885

Property Summary

Property Type	Single Family Home
Details	1 ba · 968 sqft · built 1920
Lot Size	0.455 acres (19,802 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2018)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2018 Sale & Mortgage
APN	`019-015-012-11`

Property Details

APN / Parcel Number

Primary APN	`019-015-012-11`

Interior

Full Baths	1 Bath
Building Area	968 sqft Building Perimeter
1st Floor Area	968 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Lot Area	19,802 sqft (0.455 acres)
Garage Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2865 S DERBY RD
City	SIDNEY
State	MI
Zip	48885-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 3: PART OF THE SW 1/4 OF THE SW 1/4 OF SEC 15; DESC AS COM AT THE SW COR OF SD SEC; TH N 01 DEG 07' 40' W 606 FT ALG T
Legal Range	07W
Legal Township	10N
Legal Section	15
Jurisdiction	MONTCALM MI
Township / Civil Division	SIDNEY
Census Block Group	3
Census Block	3012
Census Tract	970800

Owner

2865 S Derby Rd is owned and occupied by an individual who bought it in March 2018.

Source: Montcalm County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2865 S DERBY RD, SIDNEY, MI 48885-9752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 16, 2018	Warranty Deed, Transfer AMERIFIRST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Deed Document Number	20183466
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	2865 S DERBY RD, SIDNEY, MI 48885-9752
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R05981
Date	May 9, 2022
Instrument	2022R-05981

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Mar 16, 2018
Property Address	2865 S DERBY RD, SIDNEY, MI 48885-9752
Document Number	2018R03466
Instrument Date	Mar 13, 2018
Instrument	2018R-03466
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 E MAIN ST, IONIA, MI 48846-1849

Mortgage

Document Number	2018R03467
Date	Mar 16, 2018
Instrument	2018R-03467

Lender

Name	AMERIFIRST FINANCIAL
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2865 S Derby Rd was $1,261, up 3.4% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Sidney Township
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,300 (+5.32%)	$138,600 (+5.32%)
2025	$1,261.00 (+3.36%)	$65,800	$131,600
2024	$1,220.00
2023		$48,600	$48,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2865 S Derby Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2865 S Derby Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CMS Internet Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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