2865 River Front Trl, Geneva, FL 32732 Property Records

Seminole County property record for 2865 River Front Trl, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,080 sqft · built 2002
Lot Size	7.8 acres (339,768 sqft)
Owner	2 Individual Names on File
Last Sale	$42,500 (Sep 1983)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone AE (high risk)
APN	`25-19-32-300-0080-0000`

Property Details

APN / Parcel Number

Primary APN	`25-19-32-300-0080-0000`
Alternative APN	`19322530000800000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	339,768 sqft (7.8 acres)
Balcony Area	396 sqft

Location & Zoning

Street Address	2865 RIVER FRONT TRL
City	GENEVA
State	FL
Zip	32732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 TWP 19S RGE 32E BEG 600 FT N OF NW COR OF SE 1/4 OF SE 1/4 OF SE 1/4 RUN W 858.05 FT N 22 DEG 6 MIN 36 SEC E 324.27 FT E 736.35 FT S 100 FT E TO SHORE LI SWLY ALONG SHORE LI TO A PT E OF BEG W TO BEG (8.64 AC)
Legal Tract	300
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

2865 River Front Trl is owned by two individuals who acquired it in October 2005.

Source: Seminole County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 CAMPTON ST, OAK HILL, FL 32759-9302
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1983 · Amount on File
Deed Sale	Sep 1, 1983 · Amount on File
Prior Sale	Jun 1, 1982 · Amount on File
Deed Book / Page	1490 / 1398
Last Transfer Date	Oct 14, 2005
Transfer Doc	0059521217
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Oct 21, 2025
Property Address	2865 RIVER FRONT TRL, GENEVA, FL 32732
Document Number	0109190794
Book / Page	10919 / 794
Instrument Date	Oct 13, 2025
Instrument	2025104355
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 CAMPTON ST, OAK HILL, FL 32759-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	905 PINE WAY, SANFORD, FL 32773-7228

Tax Assessment & Valuation

The 2025 property tax bill for 2865 River Front Trl was $2,253, up 14.1% from the year before.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00 (+14.08%)	$165,155 (+10.42%) Land $137,300 Building $27,855	$165,155 (+10.42%) Land $137,300 Building $27,855
2024	$1,975.00 (+4.44%)	$149,567 (+5.23%)	$149,567 (+5.23%) Land $127,560 Building $22,007
2023	$1,891.00 (+2.44%)	$142,138 (+1.22%)	$142,138 (-) Land $121,750 Building $20,388
2022	$1,846.00	$140,424	$142,138 Land $121,750 Building $20,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2865 River Front Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2865 River Front Trl is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30